Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Sparrow Bush, NY
We monitor insurance prices, helping the average driver in Sparrow Bush save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Sparrow Bush
The chart below shows the cheapest car insurance company in Sparrow Bush for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Sparrow Bush Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| Plymouth Rock Assurance | $113 |
| Safeco Insurance | $121 |
| Geico | $126 |
Savings for Every Kind of Sparrow Bush Driver
Based on our extensive insurance data, we know the average Sparrow Bush driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $686 per year by choosing the right vehicle insurance company. Some Sparrow Bush residents are paying out over $2,301 extra every year for auto insurance in Sparrow Bush. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sparrow Bush, NY Savings / Yr. |
|---|---|
$686 |
|
$438 |
|
$874 |
|
$885 |
|
$2,167 |
|
$725 |
|
$1,155 |
Sparrow Bush Car Insurance vs. New York
People living in Sparrow Bush pay an average of 5.09% less than the typical driver in the state. The average driver in Sparrow Bush can expect to pay about $1,669 per year, or $2,301 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Sparrow Bush for most people.
Car Insurance Prices by Sparrow Bush Neighborhood
Insurance Prices
Where is insurance cheapest within Sparrow Bush?
The map shows insurance prices in and around Sparrow Bush, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $2,351 to a low of $2,287. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Sparrow Bush.Pick the Best Car Insurance Company for You in Sparrow Bush
The best car insurance provider for most drivers in Sparrow Bush
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $686 over the average Sparrow Bush car insurance company.
The best car insurance provider for Sparrow Bush drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $438 over the competition.
The best car insurance company for Sparrow Bush drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $874 better than other car insurance companies.
The best auto insurance for Sparrow Bush drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $885 less each year.
The least expensive car insurance company for new and young drivers in Sparrow Bush
In Sparrow Bush, Progressive costs young drivers $2,167 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sparrow Bush
Progressive gave the largest car insurance discounts to married couples, averaging $725 saved each year compared to an average Sparrow Bush couple's premiums.
The cheapest car insurance in Sparrow Bush for drivers with bad credit
The best Sparrow Bush car insurance company for customer service
Nationwide was the best company for customer service in Sparrow Bush according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Sparrow Bush, which was better than other insurers.
The cheapest large national provider in Sparrow Bush
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sparrow Bush driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sparrow Bush, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Sparrow Bush
What Influences the Cost of Car Insurance in Sparrow Bush?
On average, car insurance in Sparrow Bush is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sparrow Bush are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Sparrow Bush is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sparrow Bush is $139 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Millrift: Insurance costs 38.94% less
- Upper Mongaup: Insurance costs 0.22% more
- Huguenot: Insurance costs 0.78% less
- Matamoras: Insurance costs 39.50% less
- Port Jervis: Insurance costs 1.96% more
- Glen Spey: Insurance costs 1.74% more
- Hartwood: Insurance costs 1.96% more
- Cuddebackville: Insurance costs 0.65% more
- Pond Eddy: Insurance costs 2.56% more
- Logtown: Insurance costs 1.04% more
Cities with Similar Populations
- Union Mills: Insurance costs 46.72% less
- Joseph: Insurance costs 40.20% less
- Lake: Insurance costs 28.25% less
- Letha: Insurance costs 52.80% less
- Appalachia: Insurance costs 45.76% less
- Lynch Station: Insurance costs 48.37% less
- Mechanicsville: Insurance costs 24.73% less
- Whitelaw: Insurance costs 53.72% less
- West Hurley: Insurance costs 1.39% more
- Moncure: Insurance costs 45.76% less