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Get Cheap Car Insurance in St. Ann, MO
We monitor insurance prices, helping the average driver in St. Ann save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in St. Ann
The chart below shows the cheapest car insurance company in St. Ann for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| St. Ann Insurer | Monthly Cost |
|---|---|
| State Farm | $78 |
| Travelers | $78 |
| Safeco Insurance | $79 |
| Clearcover | $85 |
Savings for Every Kind of St. Ann Driver
Based on our extensive insurance data, we know the average St. Ann driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $555 per year by choosing the right vehicle insurance company. Some St. Ann residents are paying out over $2,057 extra every year for auto insurance in St. Ann. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Ann, MO Savings / Yr. |
|---|---|
$555 |
|
$775 |
|
$708 |
|
$793 |
|
$1,672 |
|
$432 |
|
$663 |
St. Ann Car Insurance vs. Missouri
People living in St. Ann pay an average of 14.24% more than the typical driver in the state. The average driver in St. Ann can expect to pay about $1,267 per year, or $2,057 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in St. Ann for most people.
Car Insurance Prices by St. Ann Neighborhood
Insurance Prices
Where is insurance cheapest within St. Ann?
The map shows insurance prices in and around St. Ann, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $538 per year within the city boundaries, with insurance premiums ranging from a high of $2,357 to a low of $1,819. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of St. Ann.Pick the Best Car Insurance Company for You in St. Ann
The best car insurance provider for most drivers in St. Ann
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $555 over the average St. Ann car insurance company.
The best car insurance provider for St. Ann drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for St. Ann drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $708 better than other car insurance companies.
The best auto insurance for St. Ann drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $793 less each year.
The least expensive car insurance company for new and young drivers in St. Ann
In St. Ann, Travelers costs young drivers $1,672 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Ann
State Farm gave the largest car insurance discounts to married couples, averaging $432 saved each year compared to an average St. Ann couple's premiums.
The cheapest car insurance in St. Ann for drivers with bad credit
The best St. Ann car insurance company for customer service
Recent price drops
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The cheapest large national provider in St. Ann
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average St. Ann driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Ann, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around St. Ann
What Influences the Cost of Car Insurance in St. Ann?
On average, car insurance in St. Ann is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Ann are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- St. Ann is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Ann is $106 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Edmundson: Insurance costs 7.88% more
- Breckenridge Hills: Insurance costs 1.75% more
- Woodson Terrace: Insurance costs 2.43% more
- Bridgeton: Insurance costs 5.35% less
- Overland: Insurance costs 2.09% less
- St. John: Insurance costs 0.39% less
- Sycamore Hills: Insurance costs 2.14% less
- Charlack: Insurance costs 1.36% more
- Berkeley: Insurance costs 13.27% more
- Maryland Heights: Insurance costs 7.29% less
Cities with Similar Populations
- Buckhannon: Insurance costs 27.81% less
- White City: Insurance costs 28.97% less
- Canal Fulton: Insurance costs 47.84% less
- Woodruff: Insurance costs 21.44% less
- Byram: Insurance costs 8.80% less
- Butner: Insurance costs 36.22% less
- Burlington: Insurance costs 33.50% less
- Burley: Insurance costs 45.94% less
- Bull Mountain: Insurance costs 19.59% less
- Budd Lake: Insurance costs 13.42% less