Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in St. Benedict, ND
We monitor insurance prices, helping the average driver in St. Benedict save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in St. Benedict
The chart below shows the cheapest car insurance company in St. Benedict for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| St. Benedict Insurer | Monthly Cost |
|---|---|
| State Farm | $29 |
| Midvale Home & Auto | $30 |
| American Family Insurance | $30 |
| Auto-Owners Insurance | $34 |
Savings for Every Kind of St. Benedict Driver
Based on our extensive insurance data, we know the average St. Benedict driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some St. Benedict residents are paying out over $1,284 extra every year for auto insurance in St. Benedict. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Benedict, ND Savings / Yr. |
|---|---|
$356 |
|
$468 |
|
$328 |
|
$425 |
|
$1,017 |
|
$327 |
|
$401 |
St. Benedict Car Insurance vs. North Dakota
People living in St. Benedict pay an average of 9.78% less than the typical driver in the state. The average driver in St. Benedict can expect to pay about $445 per year, or $1,284 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in St. Benedict for most people.
Car Insurance Prices by St. Benedict Neighborhood
Insurance Prices
Where is insurance cheapest within St. Benedict?
The map shows insurance prices in and around St. Benedict, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,318 to a low of $1,275. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of St. Benedict.Pick the Best Car Insurance Company for You in St. Benedict
The best car insurance provider for most drivers in St. Benedict
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $356 over the average St. Benedict car insurance company.
The best car insurance provider for St. Benedict drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $468 over the competition.
The best car insurance company for St. Benedict drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $328 better than other car insurance companies.
The best auto insurance for St. Benedict drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $425 less each year.
The least expensive car insurance company for new and young drivers in St. Benedict
In St. Benedict, State Farm costs young drivers $1,017 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Benedict
State Farm gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average St. Benedict couple's premiums.
The cheapest car insurance in St. Benedict for drivers with bad credit
The best St. Benedict car insurance company for customer service
Nationwide was the best company for customer service in St. Benedict according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in St. Benedict, which was better than other insurers.
The cheapest large national provider in St. Benedict
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average St. Benedict driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Benedict, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around St. Benedict
What Influences the Cost of Car Insurance in St. Benedict?
On average, car insurance in St. Benedict is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Benedict is 21 minutes, which is far less than average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Benedict are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- St. Benedict is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Benedict is $37 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wild Rice: Insurance costs 1.79% more
- Horace: Insurance costs 1.40% more
- Oxbow: Insurance costs 2.65% more
- Frontier: Insurance costs 1.40% less
- Rustad: Insurance costs 18.22% more
- Prairie Rose: Insurance costs 3.50% more
- Warren: Insurance costs 3.04% more
- Comstock: Insurance costs 18.54% more
- Fargo: Insurance costs 4.13% more
- West Fargo: Insurance costs 0.39% more
Cities with Similar Populations
- New Witten: Insurance costs 35.12% more
- Monroe Manor: Insurance costs 11.92% less
- Monterey: Insurance costs 10.28% more
- Montezuma: Insurance costs 11.60% more
- Montoya: Insurance costs 10.83% more
- Montrose: Insurance costs 27.26% more
- Mountain Home Village: Insurance costs 49.92% more
- Muddy Gap: Insurance costs 20.48% more
- Napier: Insurance costs 82.87% more
- Napili: Insurance costs 3.66% more