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Get Cheap Car Insurance in St. Francis, AR
We monitor insurance prices, helping the average driver in St. Francis save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in St. Francis
The chart below shows the cheapest car insurance company in St. Francis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| St. Francis Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $55 |
| Geico | $57 |
| Jupiter | $58 |
Savings for Every Kind of St. Francis Driver
Based on our extensive insurance data, we know the average St. Francis driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $328 per year by choosing the right vehicle insurance company. Some St. Francis residents are paying out over $1,659 extra every year for auto insurance in St. Francis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Francis, AR Savings / Yr. |
|---|---|
$328 |
|
$582 |
|
$468 |
|
$721 |
|
$1,862 |
|
$330 |
|
$462 |
St. Francis Car Insurance vs. Arkansas
People living in St. Francis pay an average of 1.43% less than the typical driver in the state. The average driver in St. Francis can expect to pay about $898 per year, or $1,659 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in St. Francis for most people.
Car Insurance Prices by St. Francis Neighborhood
Insurance Prices
Where is insurance cheapest within St. Francis?
The map shows insurance prices in and around St. Francis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,659 to a low of $1,659. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of St. Francis.Pick the Best Car Insurance Company for You in St. Francis
The best car insurance provider for most drivers in St. Francis
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $328 over the average St. Francis car insurance company.
The best car insurance provider for St. Francis drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $582 over the competition.
The best car insurance company for St. Francis drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $468 better than other car insurance companies.
The best auto insurance for St. Francis drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $721 less each year.
The least expensive car insurance company for new and young drivers in St. Francis
In St. Francis, Farm Bureau costs young drivers $1,862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Francis
Farm Bureau gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average St. Francis couple's premiums.
The cheapest car insurance in St. Francis for drivers with bad credit
The best St. Francis car insurance company for customer service
Nationwide was the best company for customer service in St. Francis according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Francis
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average St. Francis driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Francis, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around St. Francis
What Influences the Cost of Car Insurance in St. Francis?
On average, car insurance in St. Francis is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Francis is 30 minutes, which is about the national average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Francis are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- St. Francis has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Francis is $75 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crockett: Insurance costs 1.33% more
- Wilhelmina: Insurance costs 8.62% more
- Campbell: Insurance costs 8.98% more
- Piggott: Insurance costs 2.11% more
- Gibson: Insurance costs 7.96% more
- Pollard: Insurance costs 3.50% more
- Greenway: Insurance costs 0.84% more
- Holcomb: Insurance costs 7.11% more
- Sumach: Insurance costs 6.93% more
- Glennonville: Insurance costs 7.90% more
Cities with Similar Populations
- Mappsville: Insurance costs 27.79% less
- Lundy: Insurance costs 54.67% more
- Luzerne: Insurance costs 25.62% less
- Lyra: Insurance costs 32.13% less
- Magness: Insurance costs 0.66% less
- Magnet: Insurance costs 15.91% less
- Malden: Insurance costs 19.23% less
- Malmo: Insurance costs 0.18% more
- Manfred: Insurance costs 0.48% more
- Manning: Insurance costs 9.76% less