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Get Cheap Car Insurance in St. Genevieve, LA
We monitor insurance prices, helping the average driver in St. Genevieve save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in St. Genevieve
The chart below shows the cheapest car insurance company in St. Genevieve for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| St. Genevieve Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $111 |
| State Farm | $130 |
| Safeco Insurance | $132 |
| Clearcover | $146 |
Savings for Every Kind of St. Genevieve Driver
Based on our extensive insurance data, we know the average St. Genevieve driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $846 per year by choosing the right vehicle insurance company. Some St. Genevieve residents are paying out over $3,043 extra every year for auto insurance in St. Genevieve. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Genevieve, LA Savings / Yr. |
|---|---|
$846 |
|
$1,485 |
|
$1,056 |
|
$1,594 |
|
$2,528 |
|
$785 |
|
$1,349 |
St. Genevieve Car Insurance vs. Louisiana
People living in St. Genevieve pay an average of 0.99% more than the typical driver in the state. The average driver in St. Genevieve can expect to pay about $1,925 per year, or $3,043 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in St. Genevieve for most people.
Car Insurance Prices by St. Genevieve Neighborhood
Insurance Prices
Where is insurance cheapest within St. Genevieve?
The map shows insurance prices in and around St. Genevieve, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $149 per year within the city boundaries, with insurance premiums ranging from a high of $3,119 to a low of $2,970. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of St. Genevieve.Pick the Best Car Insurance Company for You in St. Genevieve
The best car insurance provider for most drivers in St. Genevieve
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $846 over the average St. Genevieve car insurance company.
The best car insurance provider for St. Genevieve drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,485 over the competition.
The best car insurance company for St. Genevieve drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,056 better than other car insurance companies.
The best auto insurance for St. Genevieve drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,594 less each year.
The least expensive car insurance company for new and young drivers in St. Genevieve
In St. Genevieve, Farm Bureau costs young drivers $2,528 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Genevieve
Farm Bureau gave the largest car insurance discounts to married couples, averaging $785 saved each year compared to an average St. Genevieve couple's premiums.
The cheapest car insurance in St. Genevieve for drivers with bad credit
The best St. Genevieve car insurance company for customer service
Nationwide was the best company for customer service in St. Genevieve according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Genevieve
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average St. Genevieve driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Genevieve, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around St. Genevieve
What Influences the Cost of Car Insurance in St. Genevieve?
On average, car insurance in St. Genevieve is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Genevieve are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- St. Genevieve is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in St. Genevieve is $160 per month for minimum coverage and $254 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Morville: Insurance costs 2.50% more
- Ridgecrest: Insurance costs 1.68% less
- Vidalia: Insurance costs 1.48% less
- Ferriday: Insurance costs 0.07% less
- Minorca: Insurance costs 1.38% less
- Frogmore: Insurance costs 1.84% less
- Lismore: Insurance costs 1.87% more
- Red Gum: Insurance costs 2.63% less
- Monterey: Insurance costs 1.02% more
- Parhams: Insurance costs 1.71% less
Cities with Similar Populations
- North Colfax Union: Insurance costs 50.71% less
- Mountain Lakes: Insurance costs 60.60% less
- Mystic: Insurance costs 45.35% less
- Nashville: Insurance costs 55.11% less
- Natchez: Insurance costs 50.31% less
- Navy Yard City: Insurance costs 51.89% less
- Neenah: Insurance costs 48.77% less
- Neffs Mills: Insurance costs 57.25% less
- Neunert: Insurance costs 52.71% less
- New Baltimore: Insurance costs 28.49% less