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Get Cheap Car Insurance in St. Johnsbury, VT
We monitor insurance prices, helping the average driver in St. Johnsbury save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in St. Johnsbury
The chart below shows the cheapest car insurance company in St. Johnsbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| St. Johnsbury Insurer | Monthly Cost |
|---|---|
| Kemper | $33 |
| State Farm | $39 |
| Safeco Insurance | $44 |
| Concord Group Insurance | $49 |
Savings for Every Kind of St. Johnsbury Driver
Based on our extensive insurance data, we know the average St. Johnsbury driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $307 per year by choosing the right vehicle insurance company. Some St. Johnsbury residents are paying out over $1,208 extra every year for auto insurance in St. Johnsbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Johnsbury, VT Savings / Yr. |
|---|---|
$307 |
|
$573 |
|
$365 |
|
$561 |
|
$1,107 |
|
$312 |
|
$539 |
St. Johnsbury Car Insurance vs. Vermont
People living in St. Johnsbury pay an average of 0.95% less than the typical driver in the state. The average driver in St. Johnsbury can expect to pay about $665 per year, or $1,208 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in St. Johnsbury for most people.
Car Insurance Prices by St. Johnsbury Neighborhood
Insurance Prices
Where is insurance cheapest within St. Johnsbury?
The map shows insurance prices in and around St. Johnsbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $1,234 to a low of $1,170. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of St. Johnsbury.Pick the Best Car Insurance Company for You in St. Johnsbury
The best car insurance provider for most drivers in St. Johnsbury
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $307 over the average St. Johnsbury car insurance company.
The best car insurance provider for St. Johnsbury drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $573 over the competition.
The best car insurance company for St. Johnsbury drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $365 better than other car insurance companies.
The best auto insurance for St. Johnsbury drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $561 less each year.
The least expensive car insurance company for new and young drivers in St. Johnsbury
In St. Johnsbury, Concord Group Insurance costs young drivers $1,107 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Johnsbury
State Farm gave the largest car insurance discounts to married couples, averaging $312 saved each year compared to an average St. Johnsbury couple's premiums.
The cheapest car insurance in St. Johnsbury for drivers with bad credit
The best St. Johnsbury car insurance company for customer service
Nationwide was the best company for customer service in St. Johnsbury according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Johnsbury
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average St. Johnsbury driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Johnsbury, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around St. Johnsbury
What Influences the Cost of Car Insurance in St. Johnsbury?
On average, car insurance in St. Johnsbury is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Johnsbury is 26 minutes, which is far less than average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Johnsbury are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- St. Johnsbury is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in St. Johnsbury is $55 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Danville: Insurance costs 2.07% less
- Passumpsic: Insurance costs 1.49% less
- East St. Johnsbury: Insurance costs 1.24% less
- Waterford: Insurance costs 2.15% less
- Danville: Insurance costs 0.33% less
- Danville Center: Insurance costs 0.83% less
- West Waterford: Insurance costs 3.15% less
- South Danville: Insurance costs 1.08% less
- Lyndonville: Insurance costs 0.41% less
- Concord: Insurance costs 1.08% less
Cities with Similar Populations
- Walkerton: Insurance costs 2.24% less
- Blackwell: Insurance costs 40.56% more
- Bladenboro: Insurance costs 7.45% more
- Blandon: Insurance costs 9.93% more
- Villa Park: Insurance costs 78.39% more
- Waikoloa: Insurance costs 18.21% more
- Waimea: Insurance costs 18.79% more
- Waite Park: Insurance costs 35.43% more
- Waleska: Insurance costs 49.92% more
- Black Jack: Insurance costs 90.89% more