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Get Cheap Car Insurance in St. Landry, LA
We monitor insurance prices, helping the average driver in St. Landry save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in St. Landry
The chart below shows the cheapest car insurance company in St. Landry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| St. Landry Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $110 |
| State Farm | $129 |
| Safeco Insurance | $131 |
| Clearcover | $145 |
Savings for Every Kind of St. Landry Driver
Based on our extensive insurance data, we know the average St. Landry driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $841 per year by choosing the right vehicle insurance company. Some St. Landry residents are paying out over $3,023 extra every year for auto insurance in St. Landry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Landry, LA Savings / Yr. |
|---|---|
$841 |
|
$1,475 |
|
$1,049 |
|
$1,583 |
|
$2,511 |
|
$780 |
|
$1,340 |
St. Landry Car Insurance vs. Louisiana
People living in St. Landry pay an average of 0.33% more than the typical driver in the state. The average driver in St. Landry can expect to pay about $1,912 per year, or $3,023 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in St. Landry for most people.
Car Insurance Prices by St. Landry Neighborhood
Insurance Prices
Where is insurance cheapest within St. Landry?
The map shows insurance prices in and around St. Landry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $117 per year within the city boundaries, with insurance premiums ranging from a high of $3,100 to a low of $2,983. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of St. Landry.Pick the Best Car Insurance Company for You in St. Landry
The best car insurance provider for most drivers in St. Landry
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $841 over the average St. Landry car insurance company.
The best car insurance provider for St. Landry drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,475 over the competition.
The best car insurance company for St. Landry drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,049 better than other car insurance companies.
The best auto insurance for St. Landry drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,583 less each year.
The least expensive car insurance company for new and young drivers in St. Landry
In St. Landry, Farm Bureau costs young drivers $2,511 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Landry
Farm Bureau gave the largest car insurance discounts to married couples, averaging $780 saved each year compared to an average St. Landry couple's premiums.
The cheapest car insurance in St. Landry for drivers with bad credit
The best St. Landry car insurance company for customer service
Nationwide was the best company for customer service in St. Landry according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Landry
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average St. Landry driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Landry, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around St. Landry
What Influences the Cost of Car Insurance in St. Landry?
On average, car insurance in St. Landry is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Landry is 39 minutes, which is a little more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Landry are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- St. Landry is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in St. Landry is $159 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eola: Insurance costs 2.32% more
- Gold Dust: Insurance costs 2.41% more
- Lone Pine: Insurance costs 1.42% more
- Turkey Creek: Insurance costs 0.50% less
- Bunkie: Insurance costs 3.74% more
- Clearwater: Insurance costs 0.69% less
- Pine Prairie: Insurance costs 0.60% less
- Tate Cove: Insurance costs 0.86% more
- Easton: Insurance costs 1.12% less
- Ville Platte: Insurance costs 2.41% more
Cities with Similar Populations
- Levan: Insurance costs 55.11% less
- Hill: Insurance costs 60.30% less
- Hillburn: Insurance costs 13.13% less
- Hoffman: Insurance costs 55.51% less
- Horner: Insurance costs 51.04% less
- Hudson: Insurance costs 30.27% less
- Jamestown: Insurance costs 41.61% less
- Lafayette Springs: Insurance costs 45.68% less
- Lake Bridgeport: Insurance costs 45.65% less
- Leadville North: Insurance costs 38.37% less