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Get Cheap Car Insurance in St. Lawrence, WI
We monitor insurance prices, helping the average driver in St. Lawrence save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in St. Lawrence
The chart below shows the cheapest car insurance company in St. Lawrence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| St. Lawrence Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| American Family Insurance | $39 |
| Erie Insurance | $40 |
| Kemper | $41 |
Savings for Every Kind of St. Lawrence Driver
Based on our extensive insurance data, we know the average St. Lawrence driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $197 per year by choosing the right vehicle insurance company. Some St. Lawrence residents are paying out over $1,064 extra every year for auto insurance in St. Lawrence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Lawrence, WI Savings / Yr. |
|---|---|
$197 |
|
$407 |
|
$251 |
|
$365 |
|
$845 |
|
$154 |
|
$580 |
St. Lawrence Car Insurance vs. Wisconsin
People living in St. Lawrence pay an average of 6.86% less than the typical driver in the state. The average driver in St. Lawrence can expect to pay about $536 per year, or $1,064 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in St. Lawrence for most people.
Car Insurance Prices by St. Lawrence Neighborhood
Insurance Prices
Where is insurance cheapest within St. Lawrence?
The map shows insurance prices in and around St. Lawrence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $85 per year within the city boundaries, with insurance premiums ranging from a high of $1,128 to a low of $1,043. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of St. Lawrence.Pick the Best Car Insurance Company for You in St. Lawrence
The best car insurance provider for most drivers in St. Lawrence
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $197 over the average St. Lawrence car insurance company.
The best car insurance provider for St. Lawrence drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $407 over the competition.
The best car insurance company for St. Lawrence drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $251 better than other car insurance companies.
The best auto insurance for St. Lawrence drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $365 less each year.
The least expensive car insurance company for new and young drivers in St. Lawrence
In St. Lawrence, Erie Insurance costs young drivers $845 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Lawrence
Progressive gave the largest car insurance discounts to married couples, averaging $154 saved each year compared to an average St. Lawrence couple's premiums.
The cheapest car insurance in St. Lawrence for drivers with bad credit
The best St. Lawrence car insurance company for customer service
Nationwide was the best company for customer service in St. Lawrence according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Lawrence
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average St. Lawrence driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Lawrence, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around St. Lawrence
What Influences the Cost of Car Insurance in St. Lawrence?
On average, car insurance in St. Lawrence is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Lawrence is 27 minutes, which is a little less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Lawrence are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- St. Lawrence is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Lawrence is $45 per month for minimum coverage and $89 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hartford: Insurance costs 3.20% more
- Slinger: Insurance costs 2.82% more
- Rubicon: Insurance costs 2.16% more
- Allenton: Insurance costs 0.47% less
- Saylesville: Insurance costs 0.38% more
- Diefenbach Corners: Insurance costs 3.10% more
- Nenno: Insurance costs 1.32% more
- Thompson: Insurance costs 2.44% more
- Herman Center: Insurance costs 1.41% more
- Cedar Creek: Insurance costs 2.35% more
Cities with Similar Populations
- Kingsway: Insurance costs 0.66% more
- Leigh: Insurance costs 54.89% more
- Leah: Insurance costs 67.48% more
- Le Flore: Insurance costs 59.87% more
- Lamont: Insurance costs 56.58% more
- Lakeside: Insurance costs 23.31% more
- Kulm: Insurance costs 31.67% more
- Koro: Insurance costs 1.97% more
- Knoxo: Insurance costs 66.26% more
- Knox City: Insurance costs 68.98% more