Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Star Prairie, WI
We monitor insurance prices, helping the average driver in Star Prairie save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Star Prairie
The chart below shows the cheapest car insurance company in Star Prairie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Star Prairie Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| American Family Insurance | $44 |
| Erie Insurance | $45 |
| Kemper | $47 |
Savings for Every Kind of Star Prairie Driver
Based on our extensive insurance data, we know the average Star Prairie driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $222 per year by choosing the right vehicle insurance company. Some Star Prairie residents are paying out over $1,196 extra every year for auto insurance in Star Prairie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Star Prairie, WI Savings / Yr. |
|---|---|
$222 |
|
$458 |
|
$283 |
|
$410 |
|
$950 |
|
$173 |
|
$652 |
Star Prairie Car Insurance vs. Wisconsin
People living in Star Prairie pay an average of 4.72% more than the typical driver in the state. The average driver in Star Prairie can expect to pay about $602 per year, or $1,196 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Star Prairie for most people.
Car Insurance Prices by Star Prairie Neighborhood
Insurance Prices
Where is insurance cheapest within Star Prairie?
The map shows insurance prices in and around Star Prairie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the city boundaries, with insurance premiums ranging from a high of $1,219 to a low of $1,146. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Star Prairie.Pick the Best Car Insurance Company for You in Star Prairie
The best car insurance provider for most drivers in Star Prairie
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $222 over the average Star Prairie car insurance company.
The best car insurance provider for Star Prairie drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $458 over the competition.
The best car insurance company for Star Prairie drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $283 better than other car insurance companies.
The best auto insurance for Star Prairie drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $410 less each year.
The least expensive car insurance company for new and young drivers in Star Prairie
In Star Prairie, Erie Insurance costs young drivers $950 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Star Prairie
Progressive gave the largest car insurance discounts to married couples, averaging $173 saved each year compared to an average Star Prairie couple's premiums.
The cheapest car insurance in Star Prairie for drivers with bad credit
The best Star Prairie car insurance company for customer service
Nationwide was the best company for customer service in Star Prairie according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Star Prairie, which was better than other insurers.
The cheapest large national provider in Star Prairie
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Star Prairie driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Star Prairie, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Star Prairie
What Influences the Cost of Car Insurance in Star Prairie?
On average, car insurance in Star Prairie is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Star Prairie is 40 minutes, which is far more than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Star Prairie are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Star Prairie has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Star Prairie is $50 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Huntington: Insurance costs 2.01% less
- Stanton: Insurance costs 1.25% less
- Nye: Insurance costs 0.33% less
- Wanderoos: Insurance costs 1.00% less
- Osceola: Insurance costs 0.67% less
- New Richmond: Insurance costs 2.76% less
- Little Falls: Insurance costs 1.84% less
- Deer Park: Insurance costs 0.84% less
- Somerset: Insurance costs 1.34% less
- Deronda: Insurance costs 1.42% less
Cities with Similar Populations
- Payne: Insurance costs 12.29% less
- Flintville: Insurance costs 15.55% more
- Germansville: Insurance costs 11.87% more
- Glasgow: Insurance costs 1.17% less
- Guttenberg: Insurance costs 3.76% more
- Hartington: Insurance costs 15.64% more
- Humboldt: Insurance costs 30.60% more
- Millican: Insurance costs 31.27% more
- New Boston: Insurance costs 2.76% less
- New Haven: Insurance costs 2.93% less