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Get Cheap Car Insurance in Stephensville, WI
We monitor insurance prices, helping the average driver in Stephensville save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Stephensville
The chart below shows the cheapest car insurance company in Stephensville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Stephensville Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| American Family Insurance | $40 |
| Erie Insurance | $41 |
| Kemper | $42 |
Savings for Every Kind of Stephensville Driver
Based on our extensive insurance data, we know the average Stephensville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $203 per year by choosing the right vehicle insurance company. Some Stephensville residents are paying out over $1,091 extra every year for auto insurance in Stephensville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stephensville, WI Savings / Yr. |
|---|---|
$203 |
|
$417 |
|
$258 |
|
$374 |
|
$866 |
|
$158 |
|
$595 |
Stephensville Car Insurance vs. Wisconsin
People living in Stephensville pay an average of 4.47% less than the typical driver in the state. The average driver in Stephensville can expect to pay about $549 per year, or $1,091 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Stephensville for most people.
Car Insurance Prices by Stephensville Neighborhood
Insurance Prices
Where is insurance cheapest within Stephensville?
The map shows insurance prices in and around Stephensville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $60 per year within the city boundaries, with insurance premiums ranging from a high of $1,100 to a low of $1,040. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Stephensville.Pick the Best Car Insurance Company for You in Stephensville
The best car insurance provider for most drivers in Stephensville
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $203 over the average Stephensville car insurance company.
The best car insurance provider for Stephensville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $417 over the competition.
The best car insurance company for Stephensville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $258 better than other car insurance companies.
The best auto insurance for Stephensville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $374 less each year.
The least expensive car insurance company for new and young drivers in Stephensville
In Stephensville, Erie Insurance costs young drivers $866 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stephensville
Progressive gave the largest car insurance discounts to married couples, averaging $158 saved each year compared to an average Stephensville couple's premiums.
The cheapest car insurance in Stephensville for drivers with bad credit
The best Stephensville car insurance company for customer service
Nationwide was the best company for customer service in Stephensville according to the NAIC.
Recent price drops
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The cheapest large national provider in Stephensville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stephensville driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stephensville, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Stephensville
What Influences the Cost of Car Insurance in Stephensville?
On average, car insurance in Stephensville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stephensville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Stephensville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stephensville is $46 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hortonville: Insurance costs 2.66% less
- Center Valley: Insurance costs 2.66% less
- Shiocton: Insurance costs 0.18% more
- Freedom: Insurance costs 1.56% less
- Northport: Insurance costs 0.92% more
- New London: Insurance costs 0.27% more
- Greenville: Insurance costs 1.56% less
- Dale: Insurance costs 2.75% less
- Sugar Bush: Insurance costs 1.47% more
- Black Creek: Insurance costs 1.19% less
Cities with Similar Populations
- Sleepy Creek: Insurance costs 29.70% more
- Kempton: Insurance costs 8.62% more
- Kirkville: Insurance costs 46.20% more
- Krakow: Insurance costs 0.82% more
- Kyote: Insurance costs 52.52% more
- Lake Kathryn: Insurance costs 131.44% more
- Leatherwood: Insurance costs 9.62% more
- Scott: Insurance costs 50.14% more
- Silverdale: Insurance costs 27.86% more
- Sitka: Insurance costs 150.87% more