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Get Cheap Car Insurance in Sterling Hills, Aurora, CO
We monitor insurance prices, helping the average driver in Sterling Hills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Sterling Hills
The chart below shows the cheapest car insurance company in Sterling Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Sterling Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Bristol West | $87 |
| Safeco Insurance | $88 |
| Geico | $91 |
Savings for Every Kind of Sterling Hills Driver
Based on our extensive insurance data, we know the average Sterling Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $462 per year by choosing the right vehicle insurance company. Some Sterling Hills residents are paying out over $2,157 extra every year for auto insurance in Sterling Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sterling Hills, Aurora, CO Savings / Yr. |
|---|---|
$462 |
|
$824 |
|
$663 |
|
$709 |
|
$2,098 |
|
$556 |
|
$814 |
Sterling Hills Car Insurance vs. Aurora
People living in Sterling Hills pay an average of 14.14% more than the typical driver in the state. The average driver in Sterling Hills can expect to pay about $1,260 per year, or $2,157 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Sterling Hills for most people.
Car Insurance Prices by Sterling Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Sterling Hills?
The map shows insurance prices in and around Sterling Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,191 to a low of $2,140. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Sterling Hills.Pick the Best Car Insurance Company for You in Sterling Hills
The best car insurance provider for most drivers in Sterling Hills
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $462 over the average Sterling Hills car insurance company.
The best car insurance provider for Sterling Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $824 over the competition.
The best car insurance company for Sterling Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $663 better than other car insurance companies.
The best auto insurance for Sterling Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $709 less each year.
The least expensive car insurance company for new and young drivers in Sterling Hills
In Sterling Hills, State Farm costs young drivers $2,098 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sterling Hills
State Farm gave the largest car insurance discounts to married couples, averaging $556 saved each year compared to an average Sterling Hills couple's premiums.
The cheapest car insurance in Sterling Hills for drivers with bad credit
The best Sterling Hills car insurance company for customer service
Nationwide was the best company for customer service in Sterling Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Sterling Hills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sterling Hills driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sterling Hills, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Sterling Hills
What Influences the Cost of Car Insurance in Sterling Hills?
On average, car insurance in Sterling Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Sterling Hills is 37 minutes, which is far more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sterling Hills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Sterling Hills is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sterling Hills is $105 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Side Creek: Insurance costs 0.14% less
- Seven Hills: Insurance costs 3.01% less
- Conservatory: Insurance costs 5.19% less
- Aurora Highlands: Insurance costs 1.44% more
- Aurora Knolls-Hutchinson Heights: Insurance costs 2.18% less
- Tollgate Overlook: Insurance costs 4.54% more
- Horseshoe Park: Insurance costs 1.67% more
- Carriage Place: Insurance costs 2.41% less
- Meadow Wood: Insurance costs 1.72% less
- Rocky Ridge: Insurance costs 5.24% more
Neighborhoods with Similar Populations
- Marina Lagoon: Insurance costs 3.06% less
- South Alum Creek: Insurance costs 43.30% less
- Sherman Park: Insurance costs 30.60% less
- North Clackamas: Insurance costs 25.54% less
- New River Estates: Insurance costs 45.39% more
- Nauck: Insurance costs 34.54% less
- Midtown: Insurance costs 34.45% less
- Midtown District: Insurance costs 14.14% less
- Michigan Park: Insurance costs 13.12% more
- Meadowlane: Insurance costs 34.63% less