Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stevens Creek, VA
We monitor insurance prices, helping the average driver in Stevens Creek save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Stevens Creek
The chart below shows the cheapest car insurance company in Stevens Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Stevens Creek Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of Stevens Creek Driver
Based on our extensive insurance data, we know the average Stevens Creek driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Stevens Creek residents are paying out over $1,199 extra every year for auto insurance in Stevens Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stevens Creek, VA Savings / Yr. |
|---|---|
$452 |
|
$772 |
|
$660 |
|
$645 |
|
$1,056 |
|
$242 |
|
$435 |
Stevens Creek Car Insurance vs. Virginia
People living in Stevens Creek pay an average of 1.31% less than the typical driver in the state. The average driver in Stevens Creek can expect to pay about $830 per year, or $1,199 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stevens Creek for most people.
Car Insurance Prices by Stevens Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Stevens Creek?
The map shows insurance prices in and around Stevens Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $31 per year within the city boundaries, with insurance premiums ranging from a high of $1,208 to a low of $1,177. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Stevens Creek.Pick the Best Car Insurance Company for You in Stevens Creek
The best car insurance provider for most drivers in Stevens Creek
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $452 over the average Stevens Creek car insurance company.
The best car insurance provider for Stevens Creek drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $772 over the competition.
The best car insurance company for Stevens Creek drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $660 better than other car insurance companies.
The best auto insurance for Stevens Creek drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $645 less each year.
The least expensive car insurance company for new and young drivers in Stevens Creek
In Stevens Creek, Erie Insurance costs young drivers $1,056 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stevens Creek
Farm Bureau gave the largest car insurance discounts to married couples, averaging $242 saved each year compared to an average Stevens Creek couple's premiums.
The cheapest car insurance in Stevens Creek for drivers with bad credit
The best Stevens Creek car insurance company for customer service
Nationwide was the best company for customer service in Stevens Creek according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stevens Creek, which was better than other insurers.
The cheapest large national provider in Stevens Creek
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stevens Creek driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stevens Creek, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Stevens Creek
What Influences the Cost of Car Insurance in Stevens Creek?
On average, car insurance in Stevens Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stevens Creek is 33 minutes, which is a little less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stevens Creek are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Stevens Creek is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stevens Creek is $69 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fries: Insurance costs 0.08% less
- Hickory Flat: Insurance costs 1.17% less
- Oldtown: Insurance costs 0.33% less
- Hebron: Insurance costs 1.50% less
- Spring Valley: Insurance costs 1.42% less
- Galax: Insurance costs 0.92% less
- Carsonville: Insurance costs 1.25% less
- Ivanhoe: Insurance costs 0.67% less
- Lower Elk Creek: Insurance costs 0.92% less
- West Galax: Insurance costs 1.67% less
Cities with Similar Populations
- Woodrow: Insurance costs 16.26% more
- Lund: Insurance costs 8.67% less
- Lunenburg: Insurance costs 37.78% more
- Lurton: Insurance costs 37.36% more
- Lyman: Insurance costs 3.67% more
- York: Insurance costs 33.28% more
- Yell: Insurance costs 12.09% more
- Yantley: Insurance costs 31.53% more
- Yankee Hill: Insurance costs 50.88% more
- Wynola: Insurance costs 54.71% more