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Get Cheap Car Insurance in Stevensburg, VA
We monitor insurance prices, helping the average driver in Stevensburg save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Stevensburg
The chart below shows the cheapest car insurance company in Stevensburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Stevensburg Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $53 |
| Safeco Insurance | $57 |
Savings for Every Kind of Stevensburg Driver
Based on our extensive insurance data, we know the average Stevensburg driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $468 per year by choosing the right vehicle insurance company. Some Stevensburg residents are paying out over $1,242 extra every year for auto insurance in Stevensburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stevensburg, VA Savings / Yr. |
|---|---|
$468 |
|
$800 |
|
$684 |
|
$669 |
|
$1,094 |
|
$251 |
|
$451 |
Stevensburg Car Insurance vs. Virginia
People living in Stevensburg pay an average of 2.25% more than the typical driver in the state. The average driver in Stevensburg can expect to pay about $860 per year, or $1,242 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stevensburg for most people.
Car Insurance Prices by Stevensburg Neighborhood
Insurance Prices
Where is insurance cheapest within Stevensburg?
The map shows insurance prices in and around Stevensburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,252 to a low of $1,235. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Stevensburg.Pick the Best Car Insurance Company for You in Stevensburg
The best car insurance provider for most drivers in Stevensburg
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $468 over the average Stevensburg car insurance company.
The best car insurance provider for Stevensburg drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $800 over the competition.
The best car insurance company for Stevensburg drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $684 better than other car insurance companies.
The best auto insurance for Stevensburg drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $669 less each year.
The least expensive car insurance company for new and young drivers in Stevensburg
In Stevensburg, Erie Insurance costs young drivers $1,094 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stevensburg
Farm Bureau gave the largest car insurance discounts to married couples, averaging $251 saved each year compared to an average Stevensburg couple's premiums.
The cheapest car insurance in Stevensburg for drivers with bad credit
The best Stevensburg car insurance company for customer service
Nationwide was the best company for customer service in Stevensburg according to the NAIC.
Recent price drops
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The cheapest large national provider in Stevensburg
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stevensburg driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stevensburg, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Stevensburg
What Influences the Cost of Car Insurance in Stevensburg?
On average, car insurance in Stevensburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stevensburg is 52 minutes, which is far more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stevensburg are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Stevensburg is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stevensburg is $72 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elkwood: Insurance costs 0.97% less
- Lignum: Insurance costs 0.16% less
- Indian Town: Insurance costs 0.72% more
- Griffinsburg: Insurance costs 3.62% less
- Raccoon Ford: Insurance costs 3.78% less
- Trueblue: Insurance costs 2.98% less
- Burr Hill: Insurance costs 1.13% less
- Brandy Station: Insurance costs 2.09% less
- Remington: Insurance costs 0.24% less
- Culpeper: Insurance costs 0.08% less
Cities with Similar Populations
- Hornick: Insurance costs 1.77% less
- Silver Lake: Insurance costs 38.81% more
- Short: Insurance costs 29.15% more
- Shiloh: Insurance costs 3.14% less
- Sherman: Insurance costs 21.50% more
- Jimtown: Insurance costs 19.08% more
- Jenner: Insurance costs 50.40% more
- Jalapa: Insurance costs 30.76% more
- Huntersville: Insurance costs 8.78% more
- Howton: Insurance costs 21.58% more