Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stewarts Point, NV
We monitor insurance prices, helping the average driver in Stewarts Point save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in Stewarts Point
The chart below shows the cheapest car insurance company in Stewarts Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| Stewarts Point Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Progressive | $85 |
| Geico | $86 |
| Safeco Insurance | $92 |
Savings for Every Kind of Stewarts Point Driver
Based on our extensive insurance data, we know the average Stewarts Point driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $509 per year by choosing the right vehicle insurance company. Some Stewarts Point residents are paying out over $2,236 extra every year for auto insurance in Stewarts Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stewarts Point, NV Savings / Yr. |
|---|---|
$509 |
|
$688 |
|
$387 |
|
$957 |
|
$2,862 |
|
$656 |
|
$929 |
Stewarts Point Car Insurance vs. Nevada
People living in Stewarts Point pay an average of 0.73% less than the typical driver in the state. The average driver in Stewarts Point can expect to pay about $1,143 per year, or $2,236 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Stewarts Point for most people.
Car Insurance Prices by Stewarts Point Neighborhood
Insurance Prices
Where is insurance cheapest within Stewarts Point?
The map shows insurance prices in and around Stewarts Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,236 to a low of $2,236. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Stewarts Point.Pick the Best Car Insurance Company for You in Stewarts Point
The best car insurance provider for most drivers in Stewarts Point
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $509 over the average Stewarts Point car insurance company.
The best car insurance provider for Stewarts Point drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $688 over the competition.
The best car insurance company for Stewarts Point drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $387 better than other car insurance companies.
The best auto insurance for Stewarts Point drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $957 less each year.
The least expensive car insurance company for new and young drivers in Stewarts Point
In Stewarts Point, State Farm costs young drivers $2,862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stewarts Point
State Farm gave the largest car insurance discounts to married couples, averaging $656 saved each year compared to an average Stewarts Point couple's premiums.
The cheapest car insurance in Stewarts Point for drivers with bad credit
The best Stewarts Point car insurance company for customer service
Nationwide was the best company for customer service in Stewarts Point according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stewarts Point, which was better than other insurers.
The cheapest large national provider in Stewarts Point
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stewarts Point driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stewarts Point, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around Stewarts Point
What Influences the Cost of Car Insurance in Stewarts Point?
On average, car insurance in Stewarts Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stewarts Point is 9.6 minutes, which is far less than average for a driver in the state.
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stewarts Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Stewarts Point is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stewarts Point is $95 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Overton: Insurance costs 0.49% less
- Moapa Valley: Insurance costs 4.25% less
- Indian Springs: Insurance costs 1.25% less
- Johnnie: Insurance costs 5.90% less
- Amargosa Valley: Insurance costs 8.72% less
- Death Valley Junction: Insurance costs 15.79% less
- Death Valley: Insurance costs 15.79% less
- Keeler: Insurance costs 16.55% less
- Kaibito: Insurance costs 22.00% less
- Lone Pine: Insurance costs 20.08% less
Cities with Similar Populations
- Worden: Insurance costs 25.13% less
- Lordville: Insurance costs 1.52% more
- Loretto: Insurance costs 46.02% less
- Lorraine: Insurance costs 39.71% less
- Los Cerrillos: Insurance costs 34.03% less
- Lost River: Insurance costs 50.94% less
- Lost Springs: Insurance costs 28.31% less
- Lotus: Insurance costs 39.76% less
- Lovely: Insurance costs 39.71% less
- Low Mountain: Insurance costs 21.51% less