Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stewartsville, NJ
We monitor insurance prices, helping the average driver in Stewartsville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Stewartsville
The chart below shows the cheapest car insurance company in Stewartsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Stewartsville Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Geico | $60 |
| Plymouth Rock Assurance | $74 |
| NJM | $87 |
Savings for Every Kind of Stewartsville Driver
Based on our extensive insurance data, we know the average Stewartsville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $457 per year by choosing the right vehicle insurance company. Some Stewartsville residents are paying out over $1,742 extra every year for auto insurance in Stewartsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stewartsville, NJ Savings / Yr. |
|---|---|
$457 |
|
$847 |
|
$650 |
|
$561 |
|
$2,253 |
|
$439 |
|
$683 |
Stewartsville Car Insurance vs. New Jersey
People living in Stewartsville pay an average of 4.09% less than the typical driver in the state. The average driver in Stewartsville can expect to pay about $1,039 per year, or $1,742 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Stewartsville for most people.
Car Insurance Prices by Stewartsville Neighborhood
Insurance Prices
Where is insurance cheapest within Stewartsville?
The map shows insurance prices in and around Stewartsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $134 per year within the city boundaries, with insurance premiums ranging from a high of $1,789 to a low of $1,655. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Stewartsville.Pick the Best Car Insurance Company for You in Stewartsville
The best car insurance provider for most drivers in Stewartsville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $457 over the average Stewartsville car insurance company.
The best car insurance provider for Stewartsville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $847 over the competition.
The best car insurance company for Stewartsville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $650 better than other car insurance companies.
The best auto insurance for Stewartsville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $561 less each year.
The least expensive car insurance company for new and young drivers in Stewartsville
In Stewartsville, Geico costs young drivers $2,253 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stewartsville
Geico gave the largest car insurance discounts to married couples, averaging $439 saved each year compared to an average Stewartsville couple's premiums.
The cheapest car insurance in Stewartsville for drivers with bad credit
The best Stewartsville car insurance company for customer service
Nationwide was the best company for customer service in Stewartsville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stewartsville, which was better than other insurers.
The cheapest large national provider in Stewartsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stewartsville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stewartsville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Stewartsville
What Influences the Cost of Car Insurance in Stewartsville?
On average, car insurance in Stewartsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stewartsville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Stewartsville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stewartsville is $87 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alpha: Insurance costs 2.47% more
- Phillipsburg: Insurance costs 5.45% more
- New Village: Insurance costs 4.25% less
- Bloomsbury: Insurance costs 2.35% less
- Harmony: Insurance costs 3.90% less
- Broadway: Insurance costs 4.36% less
- Hutchinson: Insurance costs 4.94% less
- West Portal: Insurance costs 3.90% less
- Brainards: Insurance costs 1.89% less
- Easton: Insurance costs 15.96% less
Cities with Similar Populations
- Armona: Insurance costs 9.07% more
- West Greenwich: Insurance costs 24.57% more
- Auburn: Insurance costs 16.19% less
- Ashland: Insurance costs 21.35% less
- Ashburnham: Insurance costs 13.09% less
- Ashburn: Insurance costs 1.72% less
- Asbury: Insurance costs 31.97% less
- Arrington: Insurance costs 21.76% less
- Aromas: Insurance costs 10.16% more
- West Point: Insurance costs 35.02% more