Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stoneville, MS
We monitor insurance prices, helping the average driver in Stoneville save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Stoneville
The chart below shows the cheapest car insurance company in Stoneville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Stoneville Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Farm Bureau | $63 |
| Safeco Insurance | $65 |
| Progressive | $73 |
Savings for Every Kind of Stoneville Driver
Based on our extensive insurance data, we know the average Stoneville driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $286 per year by choosing the right vehicle insurance company. Some Stoneville residents are paying out over $1,672 extra every year for auto insurance in Stoneville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stoneville, MS Savings / Yr. |
|---|---|
$286 |
|
$477 |
|
$372 |
|
$732 |
|
$1,697 |
|
$245 |
|
$746 |
Stoneville Car Insurance vs. Mississippi
People living in Stoneville pay an average of 2.09% less than the typical driver in the state. The average driver in Stoneville can expect to pay about $952 per year, or $1,672 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Stoneville for most people.
Car Insurance Prices by Stoneville Neighborhood
Insurance Prices
Where is insurance cheapest within Stoneville?
The map shows insurance prices in and around Stoneville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $227 per year within the city boundaries, with insurance premiums ranging from a high of $1,872 to a low of $1,645. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Stoneville.Pick the Best Car Insurance Company for You in Stoneville
The best car insurance provider for most drivers in Stoneville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $286 over the average Stoneville car insurance company.
The best car insurance provider for Stoneville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $477 over the competition.
The best car insurance company for Stoneville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $372 better than other car insurance companies.
The best auto insurance for Stoneville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $732 less each year.
The least expensive car insurance company for new and young drivers in Stoneville
In Stoneville, Farm Bureau costs young drivers $1,697 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stoneville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $245 saved each year compared to an average Stoneville couple's premiums.
The cheapest car insurance in Stoneville for drivers with bad credit
The best Stoneville car insurance company for customer service
Nationwide was the best company for customer service in Stoneville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stoneville, which was better than other insurers.
The cheapest large national provider in Stoneville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stoneville driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stoneville, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Stoneville
What Influences the Cost of Car Insurance in Stoneville?
On average, car insurance in Stoneville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stoneville is 16 minutes, which is far less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stoneville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Stoneville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stoneville is $79 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Magenta: Insurance costs 0.78% more
- Leland: Insurance costs 7.00% more
- Elizabeth: Insurance costs 0.66% less
- Rexburg: Insurance costs 1.61% less
- Greenville: Insurance costs 6.82% more
- Winterville: Insurance costs the same
- Metcalfe: Insurance costs 2.39% more
- Swiftwater: Insurance costs 1.85% more
- Tribbett: Insurance costs 1.32% less
- Arcola: Insurance costs 2.75% more
Cities with Similar Populations
- Lushton: Insurance costs 17.64% less
- Little Emory: Insurance costs 18.54% less
- Loch Arbour: Insurance costs 4.49% more
- Woodworth: Insurance costs 6.28% less
- Woodward: Insurance costs 5.74% more
- Woodville: Insurance costs 12.86% more
- Woodside: Insurance costs 4.31% less
- Woodgate: Insurance costs 25.84% more
- Woodford: Insurance costs 6.76% less
- Woodenhawk: Insurance costs 4.25% more