Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stoney Hill, SC
We monitor insurance prices, helping the average driver in Stoney Hill save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Stoney Hill
The chart below shows the cheapest car insurance company in Stoney Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Stoney Hill Insurer | Monthly Cost |
|---|---|
| Geico | $58 |
| State Farm | $65 |
| Auto-Owners Insurance | $65 |
| Safeco Insurance | $72 |
Savings for Every Kind of Stoney Hill Driver
Based on our extensive insurance data, we know the average Stoney Hill driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some Stoney Hill residents are paying out over $1,633 extra every year for auto insurance in Stoney Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stoney Hill, SC Savings / Yr. |
|---|---|
$358 |
|
$643 |
|
$543 |
|
$676 |
|
$1,322 |
|
$303 |
|
$393 |
Stoney Hill Car Insurance vs. South Carolina
People living in Stoney Hill pay an average of 0.26% more than the typical driver in the state. The average driver in Stoney Hill can expect to pay about $960 per year, or $1,633 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Stoney Hill for most people.
Car Insurance Prices by Stoney Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Stoney Hill?
The map shows insurance prices in and around Stoney Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,656 to a low of $1,589. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Stoney Hill.Pick the Best Car Insurance Company for You in Stoney Hill
The best car insurance provider for most drivers in Stoney Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $358 over the average Stoney Hill car insurance company.
The best car insurance provider for Stoney Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $643 over the competition.
The best car insurance company for Stoney Hill drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $543 better than other car insurance companies.
The best auto insurance for Stoney Hill drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $676 less each year.
The least expensive car insurance company for new and young drivers in Stoney Hill
In Stoney Hill, Geico costs young drivers $1,322 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stoney Hill
Geico gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average Stoney Hill couple's premiums.
The cheapest car insurance in Stoney Hill for drivers with bad credit
The best Stoney Hill car insurance company for customer service
Nationwide was the best company for customer service in Stoney Hill according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stoney Hill, which was better than other insurers.
The cheapest large national provider in Stoney Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stoney Hill driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stoney Hill, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Stoney Hill
What Influences the Cost of Car Insurance in Stoney Hill?
On average, car insurance in Stoney Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stoney Hill is 34 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stoney Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Stoney Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stoney Hill is $80 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Prosperity: Insurance costs 0.37% less
- Lake Murray Shores: Insurance costs 0.37% more
- Slighs: Insurance costs 1.29% less
- Mount Willing: Insurance costs 0.06% less
- Newberry: Insurance costs 1.04% more
- Silverstreet: Insurance costs 0.61% less
- Little Mountain: Insurance costs 2.76% less
- Saluda: Insurance costs 1.53% more
- Chapin: Insurance costs 1.29% more
- Parr: Insurance costs 1.90% more
Cities with Similar Populations
- Webbers Falls: Insurance costs 4.10% more
- Witt: Insurance costs 9.31% less
- Liberty: Insurance costs 18.55% less
- Wigginsville: Insurance costs 3.80% more
- Lindside: Insurance costs 10.17% less
- Loma Rica: Insurance costs 19.35% more
- White Deer: Insurance costs 13.23% more
- Wessington Springs: Insurance costs 0.43% less
- Adair: Insurance costs 23.70% less
- Wentworth: Insurance costs 6.06% less