Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stony Battery, VA
We monitor insurance prices, helping the average driver in Stony Battery save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Stony Battery
The chart below shows the cheapest car insurance company in Stony Battery for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Stony Battery Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Stony Battery Driver
Based on our extensive insurance data, we know the average Stony Battery driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Stony Battery residents are paying out over $1,192 extra every year for auto insurance in Stony Battery. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stony Battery, VA Savings / Yr. |
|---|---|
$449 |
|
$767 |
|
$656 |
|
$642 |
|
$1,050 |
|
$240 |
|
$433 |
Stony Battery Car Insurance vs. Virginia
People living in Stony Battery pay an average of 1.89% less than the typical driver in the state. The average driver in Stony Battery can expect to pay about $825 per year, or $1,192 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stony Battery for most people.
Car Insurance Prices by Stony Battery Neighborhood
Insurance Prices
Where is insurance cheapest within Stony Battery?
The map shows insurance prices in and around Stony Battery, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,196 to a low of $1,190. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Stony Battery.Pick the Best Car Insurance Company for You in Stony Battery
The best car insurance provider for most drivers in Stony Battery
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $449 over the average Stony Battery car insurance company.
The best car insurance provider for Stony Battery drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for Stony Battery drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $656 better than other car insurance companies.
The best auto insurance for Stony Battery drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $642 less each year.
The least expensive car insurance company for new and young drivers in Stony Battery
In Stony Battery, Erie Insurance costs young drivers $1,050 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stony Battery
Farm Bureau gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average Stony Battery couple's premiums.
The cheapest car insurance in Stony Battery for drivers with bad credit
The best Stony Battery car insurance company for customer service
Nationwide was the best company for customer service in Stony Battery according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stony Battery, which was better than other insurers.
The cheapest large national provider in Stony Battery
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stony Battery driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stony Battery, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Stony Battery
What Influences the Cost of Car Insurance in Stony Battery?
On average, car insurance in Stony Battery is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stony Battery are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Stony Battery is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stony Battery is $69 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Konnarock: Insurance costs the same
- Seven Mile Ford: Insurance costs 1.43% less
- Chilhowie: Insurance costs 1.59% less
- Marion: Insurance costs 1.85% less
- Loves Mill: Insurance costs 0.08% less
- Friendship: Insurance costs 0.25% less
- Green Cove: Insurance costs 0.17% less
- Whitetop: Insurance costs 0.84% less
- Attoway: Insurance costs 1.09% less
- Page Hollow: Insurance costs 1.26% less
Cities with Similar Populations
- Russell: Insurance costs 35.99% more
- Harrison: Insurance costs 20.30% more
- Harrodsburg: Insurance costs 3.36% less
- Haverhill: Insurance costs 0.67% less
- Heinola: Insurance costs 32.13% more
- Hinkle: Insurance costs 95.72% more
- Hollansburg: Insurance costs 7.89% less
- Hometown: Insurance costs 24.33% more
- Lutsen: Insurance costs 35.57% more
- Lyndon Center: Insurance costs 1.51% more