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Get Cheap Car Insurance in Stony Point, NC
We monitor insurance prices, helping the average driver in Stony Point save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Stony Point
The chart below shows the cheapest car insurance company in Stony Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Stony Point Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $46 |
| Erie Insurance | $46 |
| Farm Bureau | $49 |
| Progressive | $52 |
Savings for Every Kind of Stony Point Driver
Based on our extensive insurance data, we know the average Stony Point driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $232 per year by choosing the right vehicle insurance company. Some Stony Point residents are paying out over $1,208 extra every year for auto insurance in Stony Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stony Point, NC Savings / Yr. |
|---|---|
$232 |
|
$505 |
|
$367 |
|
$937 |
|
$696 |
|
$280 |
|
$420 |
Stony Point Car Insurance vs. North Carolina
People living in Stony Point pay an average of 3.35% less than the typical driver in the state. The average driver in Stony Point can expect to pay about $724 per year, or $1,208 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Stony Point for most people.
Car Insurance Prices by Stony Point Neighborhood
Insurance Prices
Where is insurance cheapest within Stony Point?
The map shows insurance prices in and around Stony Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $95 per year within the city boundaries, with insurance premiums ranging from a high of $1,276 to a low of $1,181. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northeast parts of Stony Point.Pick the Best Car Insurance Company for You in Stony Point
The best car insurance provider for most drivers in Stony Point
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $232 over the average Stony Point car insurance company.
The best car insurance provider for Stony Point drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $505 over the competition.
The best car insurance company for Stony Point drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $367 better than other car insurance companies.
The best auto insurance for Stony Point drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $937 less each year.
The least expensive car insurance company for new and young drivers in Stony Point
In Stony Point, State Farm costs young drivers $696 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stony Point
Erie Insurance gave the largest car insurance discounts to married couples, averaging $280 saved each year compared to an average Stony Point couple's premiums.
The cheapest car insurance in Stony Point for drivers with bad credit
The best Stony Point car insurance company for customer service
Nationwide was the best company for customer service in Stony Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Stony Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stony Point driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stony Point, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Stony Point
What Influences the Cost of Car Insurance in Stony Point?
On average, car insurance in Stony Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stony Point is 32 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stony Point are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Stony Point is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stony Point is $60 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hiddenite: Insurance costs 2.40% more
- Millersville: Insurance costs 0.25% less
- Eufola: Insurance costs 1.32% less
- Claremont: Insurance costs 0.50% less
- Statesville: Insurance costs 2.57% more
- Taylorsville: Insurance costs 0.58% less
- Love Valley: Insurance costs 0.66% less
- Vashti: Insurance costs 1.41% more
- Conover: Insurance costs 0.66% less
- St. Stephens: Insurance costs 0.33% less
Cities with Similar Populations
- Benton: Insurance costs 10.51% more
- Angie: Insurance costs 154.88% more
- Angola: Insurance costs 158.94% more
- Angola: Insurance costs 86.67% more
- Arbuckle: Insurance costs 61.67% more
- Armada: Insurance costs 145.53% more
- Arnold: Insurance costs 13.49% more
- Ashford: Insurance costs 19.95% more
- Athens: Insurance costs 12.25% more
- Auburn: Insurance costs 14.07% more