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Get Cheap Car Insurance in Stovepipe Wells, CA
We monitor insurance prices, helping the average driver in Stovepipe Wells save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Stovepipe Wells
The chart below shows the cheapest car insurance company in Stovepipe Wells for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Stovepipe Wells Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Stovepipe Wells Driver
Based on our extensive insurance data, we know the average Stovepipe Wells driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $602 per year by choosing the right vehicle insurance company. Some Stovepipe Wells residents are paying out over $1,883 extra every year for auto insurance in Stovepipe Wells. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stovepipe Wells, CA Savings / Yr. |
|---|---|
$602 |
|
$1,103 |
|
$872 |
|
$1,532 |
|
$787 |
|
$341 |
|
$0 |
Stovepipe Wells Car Insurance vs. California
People living in Stovepipe Wells pay an average of 6.25% less than the typical driver in the state. The average driver in Stovepipe Wells can expect to pay about $881 per year, or $1,883 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stovepipe Wells for most people.
Car Insurance Prices by Stovepipe Wells Neighborhood
Insurance Prices
Where is insurance cheapest within Stovepipe Wells?
The map shows insurance prices in and around Stovepipe Wells, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,883 to a low of $1,883. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Stovepipe Wells.Pick the Best Car Insurance Company for You in Stovepipe Wells
The best car insurance provider for most drivers in Stovepipe Wells
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $602 over the average Stovepipe Wells car insurance company.
The best car insurance provider for Stovepipe Wells drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,103 over the competition.
The best car insurance company for Stovepipe Wells drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $872 better than other car insurance companies.
The best auto insurance for Stovepipe Wells drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,532 less each year.
The least expensive car insurance company for new and young drivers in Stovepipe Wells
In Stovepipe Wells, State Farm costs young drivers $787 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stovepipe Wells
Progressive gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Stovepipe Wells couple's premiums.
The cheapest car insurance in Stovepipe Wells for drivers with bad credit
The best Stovepipe Wells car insurance company for customer service
Nationwide was the best company for customer service in Stovepipe Wells according to the NAIC.
Recent price drops
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The cheapest large national provider in Stovepipe Wells
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Stovepipe Wells driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stovepipe Wells, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Stovepipe Wells
What Influences the Cost of Car Insurance in Stovepipe Wells?
On average, car insurance in Stovepipe Wells is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stovepipe Wells is 13 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stovepipe Wells are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Stovepipe Wells is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stovepipe Wells is $73 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Pahrump: Insurance costs 12.06% more
- Olancha: Insurance costs 0.90% less
- Manse: Insurance costs 12.64% more
- Dry Lake: Insurance costs 23.31% more
- Camp Nelson: Insurance costs 0.42% less
- Summerlin South: Insurance costs 28.36% more
- Spring Valley: Insurance costs 36.64% more
- Las Vegas: Insurance costs 34.31% more
Cities with Similar Populations
- Lowell: Insurance costs 39.41% less
- Lobdell: Insurance costs 7.22% less
- Lock Six: Insurance costs 17.90% less
- Locker: Insurance costs 14.23% less
- Locust Ridge: Insurance costs 59.37% more
- Lodgeville: Insurance costs 22.73% less
- Logan Elm Village: Insurance costs 40.84% less
- Lone: Insurance costs 26.55% more
- Long Lake: Insurance costs 4.73% less
- Long: Insurance costs 12.64% less