Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stuart, VA
We monitor insurance prices, helping the average driver in Stuart save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Stuart
The chart below shows the cheapest car insurance company in Stuart for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Stuart Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Stuart Driver
Based on our extensive insurance data, we know the average Stuart driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Stuart residents are paying out over $1,191 extra every year for auto insurance in Stuart. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stuart, VA Savings / Yr. |
|---|---|
$449 |
|
$767 |
|
$656 |
|
$641 |
|
$1,049 |
|
$240 |
|
$432 |
Stuart Car Insurance vs. Virginia
People living in Stuart pay an average of 1.96% less than the typical driver in the state. The average driver in Stuart can expect to pay about $825 per year, or $1,191 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stuart for most people.
Car Insurance Prices by Stuart Neighborhood
Insurance Prices
Where is insurance cheapest within Stuart?
The map shows insurance prices in and around Stuart, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $1,246 to a low of $1,157. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Stuart.Pick the Best Car Insurance Company for You in Stuart
The best car insurance provider for most drivers in Stuart
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $449 over the average Stuart car insurance company.
The best car insurance provider for Stuart drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for Stuart drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $656 better than other car insurance companies.
The best auto insurance for Stuart drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in Stuart
In Stuart, Erie Insurance costs young drivers $1,049 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stuart
Farm Bureau gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average Stuart couple's premiums.
The cheapest car insurance in Stuart for drivers with bad credit
The best Stuart car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stuart, which was better than other insurers.
The cheapest large national provider in Stuart
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stuart driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stuart, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Stuart
What Influences the Cost of Car Insurance in Stuart?
On average, car insurance in Stuart is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stuart is 38 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stuart are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Stuart is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stuart is $69 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Patrick Springs: Insurance costs 0.34% more
- Critz: Insurance costs 2.27% less
- Nettleridge: Insurance costs 1.60% less
- Claudville: Insurance costs 1.68% more
- Stella: Insurance costs 1.93% less
- Meadows Of Dan: Insurance costs 0.34% more
- Woolwine: Insurance costs 0.67% more
- Vesta: Insurance costs 0.84% more
- Kibler: Insurance costs 0.25% less
- Francisco: Insurance costs 2.69% more
Cities with Similar Populations
- Bell: Insurance costs 100.50% more
- Amite City: Insurance costs 164.74% more
- Amston: Insurance costs 59.87% more
- Anthony: Insurance costs 56.17% more
- Arabi: Insurance costs 198.99% more
- Ashland: Insurance costs 16.79% more
- Assonet: Insurance costs 34.84% more
- Aurora: Insurance costs 29.81% more
- Ava: Insurance costs 50.46% more
- Axton: Insurance costs 1.85% more