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Get Cheap Car Insurance in Sulphur Springs, AL
We monitor insurance prices, helping the average driver in Sulphur Springs save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Sulphur Springs
The chart below shows the cheapest car insurance company in Sulphur Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Sulphur Springs Insurer | Monthly Cost |
|---|---|
| Travelers | $71 |
| Gainsco | $74 |
| State Farm | $77 |
| Safe Auto | $78 |
Savings for Every Kind of Sulphur Springs Driver
Based on our extensive insurance data, we know the average Sulphur Springs driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some Sulphur Springs residents are paying out over $1,589 extra every year for auto insurance in Sulphur Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sulphur Springs, AL Savings / Yr. |
|---|---|
$394 |
|
$535 |
|
$502 |
|
$569 |
|
$1,235 |
|
$68 |
|
$336 |
Sulphur Springs Car Insurance vs. Alabama
People living in Sulphur Springs pay an average of 0.87% less than the typical driver in the state. The average driver in Sulphur Springs can expect to pay about $1,049 per year, or $1,589 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Sulphur Springs for most people.
Car Insurance Prices by Sulphur Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Sulphur Springs?
The map shows insurance prices in and around Sulphur Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $65 per year within the city boundaries, with insurance premiums ranging from a high of $1,602 to a low of $1,537. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Sulphur Springs.Pick the Best Car Insurance Company for You in Sulphur Springs
The best car insurance provider for most drivers in Sulphur Springs
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $394 over the average Sulphur Springs car insurance company.
The best car insurance provider for Sulphur Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $535 over the competition.
The best car insurance company for Sulphur Springs drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $502 better than other car insurance companies.
The best auto insurance for Sulphur Springs drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $569 less each year.
The least expensive car insurance company for new and young drivers in Sulphur Springs
In Sulphur Springs, Travelers costs young drivers $1,235 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sulphur Springs
State Farm gave the largest car insurance discounts to married couples, averaging $68 saved each year compared to an average Sulphur Springs couple's premiums.
The cheapest car insurance in Sulphur Springs for drivers with bad credit
The best Sulphur Springs car insurance company for customer service
Nationwide was the best company for customer service in Sulphur Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Sulphur Springs
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sulphur Springs driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sulphur Springs, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Sulphur Springs
What Influences the Cost of Car Insurance in Sulphur Springs?
On average, car insurance in Sulphur Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sulphur Springs is 36 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sulphur Springs are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Sulphur Springs is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sulphur Springs is $87 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Skinem: Insurance costs the same
- New Market: Insurance costs 2.45% less
- Plevna: Insurance costs 4.34% less
- Hazel Green: Insurance costs 0.57% less
- Meridianville: Insurance costs 1.32% less
- Moores Mill: Insurance costs 3.52% less
- Elora: Insurance costs 13.72% less
- Flintville: Insurance costs 13.03% less
- Kelso: Insurance costs 14.22% less
- Princeton: Insurance costs 1.76% less
Cities with Similar Populations
- Grand Isle: Insurance costs 42.35% less
- Greenstreet: Insurance costs 13.09% more
- Greensboro: Insurance costs 21.65% less
- Greenough: Insurance costs 5.85% more
- Greenland: Insurance costs 84.77% more
- Green Spring: Insurance costs 20.96% less
- Grays Knob: Insurance costs 39.65% more
- Gravelly Springs: Insurance costs 4.72% less
- Grasshopper Junction: Insurance costs 6.80% more
- Grapefield: Insurance costs 24.23% less