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Get Cheap Car Insurance in Summit Corners, WI

We monitor insurance prices, helping the average driver in Summit Corners save up to 27.7% on car insurance.

 

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The Cheapest Minimum Coverage in Summit Corners

The chart below shows the cheapest car insurance company in Summit Corners for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
Summit Corners Insurer Monthly Cost
State Farm $39
American Family Insurance $40
Erie Insurance $41
Kemper $42

Savings for Every Kind of Summit Corners Driver

The table shows how much the average auto insurance customer in Summit Corners might save by following our recommendations.

Based on our extensive insurance data, we know the average Summit Corners driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $201 per year by choosing the right vehicle insurance company. Some Summit Corners residents are paying out over $1,083 extra every year for auto insurance in Summit Corners. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Summit Corners, WI Savings / Yr.
Drivers with good records
$201
Drivers with accidents
$414
Drivers with speeding tickets
$256
Drivers with a DUI conviction
$372
Young drivers
$860
Married drivers
$156
Drivers with bad credit
$591

Summit Corners Car Insurance vs. Wisconsin

People living in Summit Corners pay an average of 5.18% less than the typical driver in the state. The average driver in Summit Corners can expect to pay about $545 per year, or $1,083 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in Summit Corners for most people.

Car Insurance Prices by Summit Corners Neighborhood

Summit Corners, WI map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Summit Corners?

The map shows insurance prices in and around Summit Corners, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,088 to a low of $1,064. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Summit Corners.

Pick the Best Car Insurance Company for You in Summit Corners

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Summit Corners insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Summit Corners

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $201 over the average Summit Corners car insurance company.

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We use the average good driver, paying $74 per month, as our baseline for pricing in Summit Corners. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Summit Corners drivers with accidents on their records

In Summit Corners getting into an accident will raise premiums an average 34% for a yearly cost of $1,634. That's $551 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $414 over the competition.

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The best car insurance company for Summit Corners drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $256 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Summit Corners, tickets raise premiums on new quotes about $302. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,384 per year.

The best auto insurance for Summit Corners drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,674 per year in auto insurance premiums, which was $591 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $372 less each year.

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The least expensive car insurance company for new and young drivers in Summit Corners

In Summit Corners, Erie Insurance costs young drivers $860 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Summit Corners. With an average cost of $3,458 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Summit Corners

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $64. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Summit Corners.

Progressive gave the largest car insurance discounts to married couples, averaging $156 saved each year compared to an average Summit Corners couple's premiums.

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The cheapest car insurance in Summit Corners for drivers with bad credit

People with poor credit saved an average of $591 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,048 every year. Premiums for people with poor credit were about $2,131 in Summit Corners. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best Summit Corners car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Summit Corners, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Summit Corners.

Nationwide was the best company for customer service in Summit Corners according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Summit Corners, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Summit Corners. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Summit Corners

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 8.4% of Summit Corners residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Summit Corners driver can expect to pay about $80 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Summit Corners, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Summit Corners

What Influences the Cost of Car Insurance in Summit Corners?

On average, car insurance in Summit Corners is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Summit Corners is 36 minutes, which is far more than average for a driver in the state.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Summit Corners are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Summit Corners is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Summit Corners is $45 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Summit Corners driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Summit Corners with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.