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Get Cheap Car Insurance in Sumterville, AL
We monitor insurance prices, helping the average driver in Sumterville save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Sumterville
The chart below shows the cheapest car insurance company in Sumterville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Sumterville Insurer | Monthly Cost |
|---|---|
| Travelers | $73 |
| Gainsco | $76 |
| State Farm | $79 |
| Safe Auto | $80 |
Savings for Every Kind of Sumterville Driver
Based on our extensive insurance data, we know the average Sumterville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some Sumterville residents are paying out over $1,635 extra every year for auto insurance in Sumterville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sumterville, AL Savings / Yr. |
|---|---|
$405 |
|
$551 |
|
$516 |
|
$585 |
|
$1,271 |
|
$70 |
|
$346 |
Sumterville Car Insurance vs. Alabama
People living in Sumterville pay an average of 1.97% more than the typical driver in the state. The average driver in Sumterville can expect to pay about $1,079 per year, or $1,635 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Sumterville for most people.
Car Insurance Prices by Sumterville Neighborhood
Insurance Prices
Where is insurance cheapest within Sumterville?
The map shows insurance prices in and around Sumterville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $157 per year within the city boundaries, with insurance premiums ranging from a high of $1,680 to a low of $1,523. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Sumterville.Pick the Best Car Insurance Company for You in Sumterville
The best car insurance provider for most drivers in Sumterville
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $405 over the average Sumterville car insurance company.
The best car insurance provider for Sumterville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $551 over the competition.
The best car insurance company for Sumterville drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $516 better than other car insurance companies.
The best auto insurance for Sumterville drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $585 less each year.
The least expensive car insurance company for new and young drivers in Sumterville
In Sumterville, Travelers costs young drivers $1,271 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sumterville
State Farm gave the largest car insurance discounts to married couples, averaging $70 saved each year compared to an average Sumterville couple's premiums.
The cheapest car insurance in Sumterville for drivers with bad credit
The best Sumterville car insurance company for customer service
Nationwide was the best company for customer service in Sumterville according to the NAIC.
Recent price drops
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The cheapest large national provider in Sumterville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sumterville driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sumterville, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Sumterville
What Influences the Cost of Car Insurance in Sumterville?
On average, car insurance in Sumterville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sumterville is 35 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sumterville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Sumterville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sumterville is $90 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hamner: Insurance costs 1.41% more
- Emelle: Insurance costs 5.26% less
- Epes: Insurance costs 1.90% less
- Gainesville: Insurance costs 4.46% less
- Panola: Insurance costs 3.24% less
- Geiger: Insurance costs 2.51% less
- Giles: Insurance costs 2.20% more
- Boligee: Insurance costs 3.06% less
- Electric Mills: Insurance costs 2.32% more
- Sucarnoochee: Insurance costs 2.51% more
Cities with Similar Populations
- Shannon: Insurance costs 23.55% more
- Huntley: Insurance costs 7.22% less
- Hunts Corner: Insurance costs 40.86% less
- Hutchins: Insurance costs 25.38% less
- Hyde Manor: Insurance costs 27.71% less
- Iduna: Insurance costs 30.15% less
- Ilasco: Insurance costs 11.56% more
- Island Beach: Insurance costs 35.11% less
- Shakerag: Insurance costs 9.54% less
- Shandon: Insurance costs 33.27% less