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Get Cheap Car Insurance in Suwannee, FL
We monitor insurance prices, helping the average driver in Suwannee save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Suwannee
The chart below shows the cheapest car insurance company in Suwannee for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Suwannee Insurer | Monthly Cost |
|---|---|
| Geico | $115 |
| State Farm | $122 |
| Gainsco | $159 |
| Bristol West | $159 |
Savings for Every Kind of Suwannee Driver
Based on our extensive insurance data, we know the average Suwannee driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $703 per year by choosing the right vehicle insurance company. Some Suwannee residents are paying out over $2,404 extra every year for auto insurance in Suwannee. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Suwannee, FL Savings / Yr. |
|---|---|
$703 |
|
$1,033 |
|
$794 |
|
$786 |
|
$2,498 |
|
$682 |
|
$995 |
Suwannee Car Insurance vs. Florida
People living in Suwannee pay an average of 9.01% less than the typical driver in the state. The average driver in Suwannee can expect to pay about $2,195 per year, or $2,404 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Suwannee for most people.
Car Insurance Prices by Suwannee Neighborhood
Insurance Prices
Where is insurance cheapest within Suwannee?
The map shows insurance prices in and around Suwannee, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $2,473 to a low of $2,393. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Suwannee.Pick the Best Car Insurance Company for You in Suwannee
The best car insurance provider for most drivers in Suwannee
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $703 over the average Suwannee car insurance company.
The best car insurance provider for Suwannee drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,033 over the competition.
The best car insurance company for Suwannee drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $794 better than other car insurance companies.
The best auto insurance for Suwannee drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $786 less each year.
The least expensive car insurance company for new and young drivers in Suwannee
In Suwannee, Geico costs young drivers $2,498 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Suwannee
Geico gave the largest car insurance discounts to married couples, averaging $682 saved each year compared to an average Suwannee couple's premiums.
The cheapest car insurance in Suwannee for drivers with bad credit
The best Suwannee car insurance company for customer service
Recent price drops
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The cheapest large national provider in Suwannee
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Suwannee driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Suwannee, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Suwannee
What Influences the Cost of Car Insurance in Suwannee?
On average, car insurance in Suwannee is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Suwannee is 15 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Suwannee are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Suwannee is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Suwannee is $183 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Horseshoe Beach: Insurance costs 1.83% less
- Chiefland: Insurance costs 0.25% less
- Otter Creek: Insurance costs the same
- Gulf Hammock: Insurance costs 0.25% more
- Bronson: Insurance costs 0.25% less
- East Bronson: Insurance costs 2.20% less
- Williston Highlands: Insurance costs 0.46% more
- Raleigh: Insurance costs 0.50% less
- Montbrook: Insurance costs 0.17% less
- Morriston: Insurance costs 0.04% less
Cities with Similar Populations
- Hopewell: Insurance costs 33.53% less
- Hingham: Insurance costs 31.57% less
- Hiseville: Insurance costs 13.35% less
- Hobby: Insurance costs 29.53% less
- Hollis: Insurance costs 49.29% less
- Hollow Bill: Insurance costs 13.14% less
- Homewood: Insurance costs 30.91% less
- Honeycutt: Insurance costs 42.55% less
- Hopeton: Insurance costs 30.66% less
- Hillville: Insurance costs 42.97% less