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Get Cheap Car Insurance in Swea City, IA
We monitor insurance prices, helping the average driver in Swea City save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Swea City
The chart below shows the cheapest car insurance company in Swea City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Swea City Insurer | Monthly Cost |
|---|---|
| State Farm | $28 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $30 |
| Farm Bureau | $31 |
Savings for Every Kind of Swea City Driver
Based on our extensive insurance data, we know the average Swea City driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $273 per year by choosing the right vehicle insurance company. Some Swea City residents are paying out over $1,248 extra every year for auto insurance in Swea City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Swea City, IA Savings / Yr. |
|---|---|
$273 |
|
$380 |
|
$324 |
|
$436 |
|
$1,141 |
|
$376 |
|
$576 |
Swea City Car Insurance vs. Iowa
People living in Swea City pay an average of 0.05% less than the typical driver in the state. The average driver in Swea City can expect to pay about $490 per year, or $1,248 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Swea City for most people.
Car Insurance Prices by Swea City Neighborhood
Insurance Prices
Where is insurance cheapest within Swea City?
The map shows insurance prices in and around Swea City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,266 to a low of $1,210. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Swea City.Pick the Best Car Insurance Company for You in Swea City
The best car insurance provider for most drivers in Swea City
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $273 over the average Swea City car insurance company.
The best car insurance provider for Swea City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $380 over the competition.
The best car insurance company for Swea City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $324 better than other car insurance companies.
The best auto insurance for Swea City drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $436 less each year.
The least expensive car insurance company for new and young drivers in Swea City
In Swea City, IMT Insurance costs young drivers $1,141 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Swea City
State Farm gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average Swea City couple's premiums.
The cheapest car insurance in Swea City for drivers with bad credit
The best Swea City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Swea City
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Swea City driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Swea City, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Swea City
What Influences the Cost of Car Insurance in Swea City?
On average, car insurance in Swea City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Swea City is 24 minutes, which is a little less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Swea City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Swea City is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Swea City is $41 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ledyard: Insurance costs 2.72% less
- Seneca: Insurance costs 2.64% less
- Armstrong: Insurance costs 1.92% less
- Bancroft: Insurance costs 3.45% less
- Lakota: Insurance costs 2.40% less
- Pilot Grove: Insurance costs 20.99% more
- Lone Rock: Insurance costs 2.32% less
- Ringsted: Insurance costs 2.00% less
- Fenton: Insurance costs 2.48% less
- Elmore: Insurance costs 26.36% more
Cities with Similar Populations
- Ellsworth: Insurance costs 4.41% less
- Trent: Insurance costs 34.21% more
- Trade: Insurance costs 8.01% more
- Tony: Insurance costs 5.29% less
- Tolani Lake: Insurance costs 40.30% more
- South Butler: Insurance costs 116.43% more
- Garvin: Insurance costs 34.54% more
- Garden City: Insurance costs 8.49% more
- Fork Union: Insurance costs 0.64% less
- Evansville: Insurance costs 20.19% more