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Get Cheap Car Insurance in Sweetwater, ID
We monitor insurance prices, helping the average driver in Sweetwater save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Sweetwater
The chart below shows the cheapest car insurance company in Sweetwater for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Sweetwater Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $36 |
| Travelers | $39 |
| State Farm | $41 |
| Progressive | $43 |
Savings for Every Kind of Sweetwater Driver
Based on our extensive insurance data, we know the average Sweetwater driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $276 per year by choosing the right vehicle insurance company. Some Sweetwater residents are paying out over $1,130 extra every year for auto insurance in Sweetwater. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sweetwater, ID Savings / Yr. |
|---|---|
$276 |
|
$568 |
|
$494 |
|
$437 |
|
$1,038 |
|
$268 |
|
$429 |
Sweetwater Car Insurance vs. Idaho
People living in Sweetwater pay an average of 0.10% less than the typical driver in the state. The average driver in Sweetwater can expect to pay about $626 per year, or $1,130 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Sweetwater for most people.
Car Insurance Prices by Sweetwater Neighborhood
Insurance Prices
Where is insurance cheapest within Sweetwater?
The map shows insurance prices in and around Sweetwater, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $3 per year within the city boundaries, with insurance premiums ranging from a high of $1,131 to a low of $1,128. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Sweetwater.Pick the Best Car Insurance Company for You in Sweetwater
The best car insurance provider for most drivers in Sweetwater
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $276 over the average Sweetwater car insurance company.
The best car insurance provider for Sweetwater drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $568 over the competition.
The best car insurance company for Sweetwater drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $494 better than other car insurance companies.
The best auto insurance for Sweetwater drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $437 less each year.
The least expensive car insurance company for new and young drivers in Sweetwater
In Sweetwater, Auto-Owners Insurance costs young drivers $1,038 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sweetwater
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $268 saved each year compared to an average Sweetwater couple's premiums.
The cheapest car insurance in Sweetwater for drivers with bad credit
The best Sweetwater car insurance company for customer service
Nationwide was the best company for customer service in Sweetwater according to the NAIC.
Recent price drops
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The cheapest large national provider in Sweetwater
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sweetwater driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sweetwater, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Sweetwater
What Influences the Cost of Car Insurance in Sweetwater?
On average, car insurance in Sweetwater is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sweetwater is 29 minutes, which is about the national average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sweetwater are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Sweetwater is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sweetwater is $52 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lapwai: Insurance costs 0.53% less
- Webb: Insurance costs 0.27% more
- Jacques: Insurance costs 0.09% more
- Culdesac: Insurance costs 0.27% less
- Myrtle: Insurance costs 0.18% more
- Lewiston Orchards: Insurance costs 3.81% less
- Lewiston: Insurance costs 5.84% less
- Waha: Insurance costs 1.15% more
- Winchester: Insurance costs 0.53% more
- Reubens: Insurance costs 0.53% less
Cities with Similar Populations
- Squire: Insurance costs 42.83% more
- Hills and Dales: Insurance costs 3.72% less
- Hillside: Insurance costs 87.70% more
- Hoffmeister: Insurance costs 93.27% more
- Hudson: Insurance costs 24.25% more
- Hunt: Insurance costs 84.60% more
- Spadra: Insurance costs 45.31% more
- Spring Lake: Insurance costs 49.56% more
- Spring Mills: Insurance costs 90.62% more
- Highrock: Insurance costs 18.32% more