Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Syracuse, IN
We monitor insurance prices, helping the average driver in Syracuse save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Syracuse
The chart below shows the cheapest car insurance company in Syracuse for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Syracuse Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $43 |
| State Farm | $46 |
| Safe Auto | $47 |
| Travelers | $47 |
Savings for Every Kind of Syracuse Driver
Based on our extensive insurance data, we know the average Syracuse driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Syracuse residents are paying out over $1,152 extra every year for auto insurance in Syracuse. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Syracuse, IN Savings / Yr. |
|---|---|
$335 |
|
$524 |
|
$425 |
|
$300 |
|
$602 |
|
$257 |
|
$368 |
Syracuse Car Insurance vs. Indiana
People living in Syracuse pay an average of 5.76% less than the typical driver in the state. The average driver in Syracuse can expect to pay about $714 per year, or $1,152 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Syracuse for most people.
Car Insurance Prices by Syracuse Neighborhood
Insurance Prices
Where is insurance cheapest within Syracuse?
The map shows insurance prices in and around Syracuse, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $112 per year within the city boundaries, with insurance premiums ranging from a high of $1,204 to a low of $1,092. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Syracuse.Pick the Best Car Insurance Company for You in Syracuse
The best car insurance provider for most drivers in Syracuse
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $335 over the average Syracuse car insurance company.
The best car insurance provider for Syracuse drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $524 over the competition.
The best car insurance company for Syracuse drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $425 better than other car insurance companies.
The best auto insurance for Syracuse drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $300 less each year.
The least expensive car insurance company for new and young drivers in Syracuse
In Syracuse, State Farm costs young drivers $602 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Syracuse
State Farm gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Syracuse couple's premiums.
The cheapest car insurance in Syracuse for drivers with bad credit
The best Syracuse car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Syracuse, which was better than other insurers.
The cheapest large national provider in Syracuse
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Syracuse driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Syracuse, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Syracuse
What Influences the Cost of Car Insurance in Syracuse?
On average, car insurance in Syracuse is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Syracuse is 27 minutes, which is far less than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Syracuse are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Syracuse is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Syracuse is $60 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Indian Village: Insurance costs 0.43% less
- Enchanted Hills: Insurance costs 1.04% less
- Cromwell: Insurance costs 0.78% less
- Milford: Insurance costs 1.82% less
- North Webster: Insurance costs 0.87% more
- Milford Junction: Insurance costs 2.34% less
- Leesburg: Insurance costs 1.39% more
- New Paris: Insurance costs 3.30% less
- Oswego: Insurance costs 1.39% less
- Clunette: Insurance costs 2.34% less
Cities with Similar Populations
- Ridley Park: Insurance costs 23.96% more
- Millis: Insurance costs 34.38% more
- Monrovia: Insurance costs 57.90% more
- Moorestown: Insurance costs 53.73% more
- Murphy: Insurance costs 64.41% more
- Putnam: Insurance costs 65.45% more
- Quincy: Insurance costs 17.19% more
- Redding: Insurance costs 66.84% more
- Richboro: Insurance costs 23.96% more
- Richfield: Insurance costs 16.93% more