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Get Cheap Car Insurance in Syracuse, KS

We monitor insurance prices, helping the average driver in Syracuse save up to 29.5% on car insurance.

 

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The Cheapest Minimum Coverage in Syracuse

The chart below shows the cheapest car insurance company in Syracuse for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.

 
Syracuse Insurer Monthly Cost
State Farm $54
Kemper $55
Farm Bureau $58
Travelers $58

Savings for Every Kind of Syracuse Driver

The table shows how much the average auto insurance customer in Syracuse might save by following our recommendations.

Based on our extensive insurance data, we know the average Syracuse driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $382 per year by choosing the right vehicle insurance company. Some Syracuse residents are paying out over $1,611 extra every year for auto insurance in Syracuse. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Syracuse, KS Savings / Yr.
Drivers with good records
$382
Drivers with accidents
$608
Drivers with speeding tickets
$434
Drivers with a DUI conviction
$711
Young drivers
$1,387
Married drivers
$354
Drivers with bad credit
$773

Syracuse Car Insurance vs. Kansas

People living in Syracuse pay an average of 2.93% more than the typical driver in the state. The average driver in Syracuse can expect to pay about $868 per year, or $1,611 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Syracuse for most people.

Car Insurance Prices by Syracuse Neighborhood

Syracuse, KS map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
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Where is insurance cheapest within Syracuse?

The map shows insurance prices in and around Syracuse, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $1,615 to a low of $1,603. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Syracuse.

Pick the Best Car Insurance Company for You in Syracuse

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Syracuse insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Syracuse

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $382 over the average Syracuse car insurance company.

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We use the average good driver, paying $102 per month, as our baseline for pricing in Syracuse. Geico, Kemper, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Syracuse drivers with accidents on their records

In Syracuse getting into an accident will raise premiums an average 33% for a yearly cost of $2,402. That's $792 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and American Family Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $608 over the competition.

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The best car insurance company for Syracuse drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $434 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Syracuse, tickets raise premiums on new quotes about $402. If you have a speeding ticket, we recommend Geico, Dairyland, and Kemper for savings that beat the average insurance cost of $2,013 per year.

The best auto insurance for Syracuse drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,595 per year in auto insurance premiums, which was $984 more than a driver with no major issues. Travelers, Dairyland, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Dairyland may cost the average person with a DUI about $711 less each year.

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The least expensive car insurance company for new and young drivers in Syracuse

In Syracuse, Geico costs young drivers $1,387 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Syracuse. With an average cost of $4,842 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Syracuse

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $90. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Syracuse.

State Farm gave the largest car insurance discounts to married couples, averaging $354 saved each year compared to an average Syracuse couple's premiums.

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The cheapest car insurance in Syracuse for drivers with bad credit

People with poor credit saved an average of $773 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,013 every year. Premiums for people with poor credit were about $2,624 in Syracuse. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Dairyland.

The best Syracuse car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Syracuse, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Syracuse.

Nationwide was the best company for customer service in Syracuse according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Syracuse, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Syracuse. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Syracuse

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 23% of Syracuse residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Syracuse driver can expect to pay about $100 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Syracuse, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.
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Auto Insurance Prices in and Around Syracuse

What Influences the Cost of Car Insurance in Syracuse?

On average, car insurance in Syracuse is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Syracuse is 24 minutes, which is a little less than average for a driver in the state.
  • Kansas state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Syracuse are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Syracuse is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Syracuse is $72 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Medway: Insurance costs 0.43% less
  • Kendall: Insurance costs 0.25% more
  • Coolidge: Insurance costs 0.50% less
  • Holly: Insurance costs 18.25% more
  • Lakin: Insurance costs the same
  • Granada: Insurance costs 20.24% more
  • Koen: Insurance costs 20.36% more
  • Deerfield: Insurance costs 0.19% more
  • Holcomb: Insurance costs 1.12% less
  • West Farm: Insurance costs 17.57% more

Cities with Similar Populations

* Who is the average Syracuse driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Syracuse with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.