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Get Cheap Car Insurance in Syracuse, UT
We monitor insurance prices, helping the average driver in Syracuse save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Syracuse
The chart below shows the cheapest car insurance company in Syracuse for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Syracuse Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $53 |
| Auto-Owners Insurance | $53 |
| Travelers | $61 |
| State Farm | $64 |
Savings for Every Kind of Syracuse Driver
Based on our extensive insurance data, we know the average Syracuse driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $446 per year by choosing the right vehicle insurance company. Some Syracuse residents are paying out over $1,452 extra every year for auto insurance in Syracuse. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Syracuse, UT Savings / Yr. |
|---|---|
$446 |
|
$812 |
|
$650 |
|
$820 |
|
$2,152 |
|
$235 |
|
$938 |
Syracuse Car Insurance vs. Utah
People living in Syracuse pay an average of 2.06% more than the typical driver in the state. The average driver in Syracuse can expect to pay about $806 per year, or $1,452 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Syracuse for most people.
Car Insurance Prices by Syracuse Neighborhood
Insurance Prices
Where is insurance cheapest within Syracuse?
The map shows insurance prices in and around Syracuse, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $121 per year within the city boundaries, with insurance premiums ranging from a high of $1,508 to a low of $1,387. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Syracuse.Pick the Best Car Insurance Company for You in Syracuse
The best car insurance provider for most drivers in Syracuse
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $446 over the average Syracuse car insurance company.
The best car insurance provider for Syracuse drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $812 over the competition.
The best car insurance company for Syracuse drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $650 better than other car insurance companies.
The best auto insurance for Syracuse drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $820 less each year.
The least expensive car insurance company for new and young drivers in Syracuse
In Syracuse, Bear River Mutual costs young drivers $2,152 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Syracuse
Progressive gave the largest car insurance discounts to married couples, averaging $235 saved each year compared to an average Syracuse couple's premiums.
The cheapest car insurance in Syracuse for drivers with bad credit
The best Syracuse car insurance company for customer service
Recent price drops
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The cheapest large national provider in Syracuse
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Syracuse driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Syracuse, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Syracuse
What Influences the Cost of Car Insurance in Syracuse?
On average, car insurance in Syracuse is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Syracuse is 33 minutes, which is a little more than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Syracuse are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Syracuse is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Syracuse is $67 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clearfield: Insurance costs 0.28% less
- West Point: Insurance costs 0.28% less
- West Layton: Insurance costs 3.72% less
- Clinton: Insurance costs 0.14% less
- Hill Afb: Insurance costs 2.96% less
- Sunset: Insurance costs 0.41% more
- Layton: Insurance costs 0.48% less
- West Kaysville: Insurance costs 0.69% less
- Roy: Insurance costs 2.69% less
- Hooper: Insurance costs 1.38% less
Cities with Similar Populations
- Laramie: Insurance costs 3.79% more
- Spotsylvania: Insurance costs 14.53% less
- Shelbyville: Insurance costs 7.02% less
- Paradise Hills: Insurance costs 14.60% more
- Milford: Insurance costs 23.35% less
- Albertville: Insurance costs 4.75% more
- Lindenhurst: Insurance costs 86.09% more
- Liberty: Insurance costs 22.59% more
- Lexington: Insurance costs 10.74% more
- Lawndale: Insurance costs 57.30% more