Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Tamiami, FL
We monitor insurance prices, helping the average driver in Tamiami save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Tamiami
The chart below shows the cheapest car insurance company in Tamiami for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Tamiami Insurer | Monthly Cost |
|---|---|
| Geico | $163 |
| State Farm | $173 |
| Gainsco | $225 |
| Bristol West | $225 |
Savings for Every Kind of Tamiami Driver
Based on our extensive insurance data, we know the average Tamiami driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $998 per year by choosing the right vehicle insurance company. Some Tamiami residents are paying out over $3,410 extra every year for auto insurance in Tamiami. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tamiami, FL Savings / Yr. |
|---|---|
$998 |
|
$1,465 |
|
$1,127 |
|
$1,115 |
|
$3,543 |
|
$968 |
|
$1,411 |
Tamiami Car Insurance vs. Florida
People living in Tamiami pay an average of 29.06% more than the typical driver in the state. The average driver in Tamiami can expect to pay about $3,113 per year, or $3,410 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Tamiami for most people.
Car Insurance Prices by Tamiami Neighborhood
Insurance Prices
Where is insurance cheapest within Tamiami?
The map shows insurance prices in and around Tamiami, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $227 per year within the city boundaries, with insurance premiums ranging from a high of $3,524 to a low of $3,297. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Tamiami.Pick the Best Car Insurance Company for You in Tamiami
The best car insurance provider for most drivers in Tamiami
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $998 over the average Tamiami car insurance company.
The best car insurance provider for Tamiami drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,465 over the competition.
The best car insurance company for Tamiami drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,127 better than other car insurance companies.
The best auto insurance for Tamiami drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,115 less each year.
The least expensive car insurance company for new and young drivers in Tamiami
In Tamiami, Geico costs young drivers $3,543 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tamiami
Geico gave the largest car insurance discounts to married couples, averaging $968 saved each year compared to an average Tamiami couple's premiums.
The cheapest car insurance in Tamiami for drivers with bad credit
The best Tamiami car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Tamiami, which was better than other insurers.
The cheapest large national provider in Tamiami
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Tamiami driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tamiami, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Tamiami
What Influences the Cost of Car Insurance in Tamiami?
On average, car insurance in Tamiami is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tamiami is 43 minutes, which is far more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tamiami are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Tamiami is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Tamiami is $259 per month for minimum coverage and $284 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sweetwater: Insurance costs 3.02% more
- University Park: Insurance costs 0.97% more
- Westwood Lakes: Insurance costs 0.29% more
- Kendale Lakes: Insurance costs 1.73% less
- Fountainebleau: Insurance costs 0.15% more
- Westchester: Insurance costs 2.17% more
- Kendall West: Insurance costs 1.64% less
- Sunset: Insurance costs 1.85% less
- Doral: Insurance costs 4.05% less
- The Crossings: Insurance costs 7.18% less
Cities with Similar Populations
- Bay City: Insurance costs 16.86% less
- West Hartford: Insurance costs 39.15% less
- Towson: Insurance costs 42.49% less
- Taylor: Insurance costs 9.15% less
- Skokie: Insurance costs 48.12% less
- Manhattan: Insurance costs 55.84% less
- Little Elm: Insurance costs 45.57% less
- Lebanon: Insurance costs 60.47% less
- Grove City: Insurance costs 66.86% less
- Florence-Graham: Insurance costs 26.28% less