Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Taylor Creek, OH

We monitor insurance prices, helping the average driver in Taylor Creek save up to 30.1% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Taylor Creek

The chart below shows the cheapest car insurance company in Taylor Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Taylor Creek Insurer Monthly Cost
State Farm $46
Safeco Insurance $48
Travelers $49
Mile Auto $51

Savings for Every Kind of Taylor Creek Driver

The table shows how much the average auto insurance customer in Taylor Creek might save by following our recommendations.

Based on our extensive insurance data, we know the average Taylor Creek driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $298 per year by choosing the right vehicle insurance company. Some Taylor Creek residents are paying out over $1,127 extra every year for auto insurance in Taylor Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Taylor Creek Car Insurance vs. Ohio

People living in Taylor Creek pay an average of 0.28% more than the typical driver in the state. The average driver in Taylor Creek can expect to pay about $761 per year, or $1,127 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Taylor Creek for most people.

Car Insurance Prices by Taylor Creek Neighborhood

Taylor Creek, OH map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Taylor Creek?

The map shows insurance prices in and around Taylor Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the city boundaries, with insurance premiums ranging from a high of $1,137 to a low of $1,075. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Taylor Creek.

Pick the Best Car Insurance Company for You in Taylor Creek

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Taylor Creek insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Taylor Creek

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $298 over the average Taylor Creek car insurance company.

Visit Site

We use the average good driver, paying $69 per month, as our baseline for pricing in Taylor Creek. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Taylor Creek drivers with accidents on their records

In Taylor Creek getting into an accident will raise premiums an average 38% for a yearly cost of $1,815. That's $688 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $506 over the competition.

Visit Site

The best car insurance company for Taylor Creek drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $428 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Taylor Creek, tickets raise premiums on new quotes about $485. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,612 per year.

The best auto insurance for Taylor Creek drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,664 per year in auto insurance premiums, which was $536 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $457 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Taylor Creek

In Taylor Creek, Geico costs young drivers $1,094 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Taylor Creek. With an average cost of $3,943 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Taylor Creek

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $48. State Farm, Geico, and Progressive provided the largest discounts to couples living in Taylor Creek.

State Farm gave the largest car insurance discounts to married couples, averaging $311 saved each year compared to an average Taylor Creek couple's premiums.

Visit Site

The cheapest car insurance in Taylor Creek for drivers with bad credit

People with poor credit saved an average of $436 with Clearcover.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $577 every year. Premiums for people with poor credit were about $1,704 in Taylor Creek. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Taylor Creek car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Taylor Creek, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Taylor Creek.

Nationwide was the best company for customer service in Taylor Creek according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Taylor Creek, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Taylor Creek. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Taylor Creek

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 7.4% of Taylor Creek residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Taylor Creek driver can expect to pay about $76 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Taylor Creek, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Taylor Creek

What Influences the Cost of Car Insurance in Taylor Creek?

On average, car insurance in Taylor Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Taylor Creek is 28 minutes, which is a little less than average for a driver in the state.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Taylor Creek are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Taylor Creek is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Taylor Creek is $63 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Swaledale: Insurance costs 6.21% more
  • Dawson: Insurance costs 7.99% more
  • Dayhoit: Insurance costs 101.69% more
  • Daykin: Insurance costs 23.60% more
  • DeBorgia: Insurance costs 41.17% more
  • Decker: Insurance costs 157.68% more
  • Dedham: Insurance costs 3.19% more
  • Delphia: Insurance costs 114.20% more
  • Denhawken: Insurance costs 42.32% more
  • DeSoto: Insurance costs 8.70% more
* Who is the average Taylor Creek driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Taylor Creek with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.