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Get Cheap Car Insurance in Temple City, CA
We monitor insurance prices, helping the average driver in Temple City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Temple City
The chart below shows the cheapest car insurance company in Temple City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Temple City Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Temple City Driver
Based on our extensive insurance data, we know the average Temple City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $748 per year by choosing the right vehicle insurance company. Some Temple City residents are paying out over $2,340 extra every year for auto insurance in Temple City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Temple City, CA Savings / Yr. |
|---|---|
$748 |
|
$1,371 |
|
$1,084 |
|
$1,904 |
|
$978 |
|
$424 |
|
$0 |
Temple City Car Insurance vs. California
People living in Temple City pay an average of 16.55% more than the typical driver in the state. The average driver in Temple City can expect to pay about $1,096 per year, or $2,340 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Temple City for most people.
Car Insurance Prices by Temple City Neighborhood
Insurance Prices
Where is insurance cheapest within Temple City?
The map shows insurance prices in and around Temple City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $241 per year within the city boundaries, with insurance premiums ranging from a high of $2,444 to a low of $2,203. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Temple City.Pick the Best Car Insurance Company for You in Temple City
The best car insurance provider for most drivers in Temple City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $748 over the average Temple City car insurance company.
The best car insurance provider for Temple City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,371 over the competition.
The best car insurance company for Temple City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,084 better than other car insurance companies.
The best auto insurance for Temple City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,904 less each year.
The least expensive car insurance company for new and young drivers in Temple City
In Temple City, State Farm costs young drivers $978 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Temple City
Progressive gave the largest car insurance discounts to married couples, averaging $424 saved each year compared to an average Temple City couple's premiums.
The cheapest car insurance in Temple City for drivers with bad credit
The best Temple City car insurance company for customer service
Nationwide was the best company for customer service in Temple City according to the NAIC.
Recent price drops
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The cheapest large national provider in Temple City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Temple City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Temple City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Temple City
What Influences the Cost of Car Insurance in Temple City?
On average, car insurance in Temple City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Temple City is 41 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Temple City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Temple City is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Temple City is $91 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Arcadia: Insurance costs the same
- San Gabriel: Insurance costs 0.90% more
- El Monte: Insurance costs 1.03% more
- East Pasadena: Insurance costs 0.47% more
- Rosemead: Insurance costs 1.07% more
- South El Monte: Insurance costs 0.77% more
- San Marino: Insurance costs 0.47% more
- Monrovia: Insurance costs 1.20% less
- Sierra Madre: Insurance costs 5.04% less
- Alhambra: Insurance costs 3.46% more
Cities with Similar Populations
- Long Beach: Insurance costs 22.91% more
- Russellville: Insurance costs 30.34% less
- Rock Island: Insurance costs 34.27% less
- Riviera Beach: Insurance costs 35.43% more
- Michigan City: Insurance costs 47.35% less
- Merrillville: Insurance costs 40.94% less
- Marrero: Insurance costs 55.17% more
- Marion: Insurance costs 49.06% less
- Manor: Insurance costs 21.75% less
- Manitowoc: Insurance costs 53.25% less