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Get Cheap Car Insurance in Texarkana, AR
We monitor insurance prices, helping the average driver in Texarkana save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Texarkana
The chart below shows the cheapest car insurance company in Texarkana for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Texarkana Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $50 |
| Farm Bureau | $52 |
| Geico | $53 |
| Jupiter | $55 |
Savings for Every Kind of Texarkana Driver
Based on our extensive insurance data, we know the average Texarkana driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $309 per year by choosing the right vehicle insurance company. Some Texarkana residents are paying out over $1,561 extra every year for auto insurance in Texarkana. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Texarkana, AR Savings / Yr. |
|---|---|
$309 |
|
$547 |
|
$441 |
|
$678 |
|
$1,752 |
|
$311 |
|
$435 |
Texarkana Car Insurance vs. Arkansas
People living in Texarkana pay an average of 7.24% less than the typical driver in the state. The average driver in Texarkana can expect to pay about $845 per year, or $1,561 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Texarkana for most people.
Car Insurance Prices by Texarkana Neighborhood
Insurance Prices
Where is insurance cheapest within Texarkana?
The map shows insurance prices in and around Texarkana, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $374 per year within the city boundaries, with insurance premiums ranging from a high of $1,846 to a low of $1,472. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Texarkana.Pick the Best Car Insurance Company for You in Texarkana
The best car insurance provider for most drivers in Texarkana
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $309 over the average Texarkana car insurance company.
The best car insurance provider for Texarkana drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $547 over the competition.
The best car insurance company for Texarkana drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for Texarkana drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $678 less each year.
The least expensive car insurance company for new and young drivers in Texarkana
In Texarkana, Farm Bureau costs young drivers $1,752 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Texarkana
Farm Bureau gave the largest car insurance discounts to married couples, averaging $311 saved each year compared to an average Texarkana couple's premiums.
The cheapest car insurance in Texarkana for drivers with bad credit
The best Texarkana car insurance company for customer service
Recent price drops
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The cheapest large national provider in Texarkana
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Texarkana driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Texarkana, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Texarkana
What Influences the Cost of Car Insurance in Texarkana?
On average, car insurance in Texarkana is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Texarkana is 23 minutes, which is far less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Texarkana are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Texarkana is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Texarkana is $70 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Texarkana: Insurance costs 10.51% more
- Wake Village: Insurance costs 7.56% more
- Nash: Insurance costs 6.02% more
- Red Lick: Insurance costs 3.59% more
- Homan: Insurance costs 6.73% more
- Fouke: Insurance costs 4.29% more
- Leary: Insurance costs 4.87% more
- Ogden: Insurance costs 5.32% more
- Genoa: Insurance costs 5.89% more
- Victory City: Insurance costs 3.20% more
Cities with Similar Populations
- Ken Caryl: Insurance costs 29.08% more
- Sulphur: Insurance costs 78.41% more
- Stevens Point: Insurance costs 29.66% less
- Spring Valley: Insurance costs 28.96% more
- Laplace: Insurance costs 118.71% more
- La Verne: Insurance costs 37.80% more
- Knightdale: Insurance costs 14.54% less
- Kiryas Joel: Insurance costs 63.10% more
- Kingston: Insurance costs 52.85% more
- Sun Valley: Insurance costs 58.94% more