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Get Cheap Car Insurance in The Hills, TX
We monitor insurance prices, helping the average driver in The Hills save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in The Hills
The chart below shows the cheapest car insurance company in The Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| The Hills Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $56 |
| Progressive | $58 |
| State Farm | $62 |
Savings for Every Kind of The Hills Driver
Based on our extensive insurance data, we know the average The Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $341 per year by choosing the right vehicle insurance company. Some The Hills residents are paying out over $1,657 extra every year for auto insurance in The Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
The Hills, TX Savings / Yr. |
|---|---|
$341 |
|
$780 |
|
$688 |
|
$788 |
|
$1,199 |
|
$453 |
|
$495 |
The Hills Car Insurance vs. Texas
People living in The Hills pay an average of 15.20% less than the typical driver in the state. The average driver in The Hills can expect to pay about $987 per year, or $1,657 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in The Hills for most people.
Car Insurance Prices by The Hills Neighborhood
Insurance Prices
Where is insurance cheapest within The Hills?
The map shows insurance prices in and around The Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $1,731 to a low of $1,633. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of The Hills.Pick the Best Car Insurance Company for You in The Hills
The best car insurance provider for most drivers in The Hills
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $341 over the average The Hills car insurance company.
The best car insurance provider for The Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $780 over the competition.
The best car insurance company for The Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $688 better than other car insurance companies.
The best auto insurance for The Hills drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $788 less each year.
The least expensive car insurance company for new and young drivers in The Hills
In The Hills, State Farm costs young drivers $1,199 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in The Hills
State Farm gave the largest car insurance discounts to married couples, averaging $453 saved each year compared to an average The Hills couple's premiums.
The cheapest car insurance in The Hills for drivers with bad credit
The best The Hills car insurance company for customer service
Recent price drops
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The cheapest large national provider in The Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average The Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In The Hills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around The Hills
What Influences the Cost of Car Insurance in The Hills?
On average, car insurance in The Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in The Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- The Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in The Hills is $82 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lakeway: Insurance costs 1.75% more
- Point Venture: Insurance costs 2.96% less
- Bee Cave: Insurance costs 0.42% less
- Briarcliff: Insurance costs 6.10% less
- Spicewood: Insurance costs 3.32% less
- Lago Vista: Insurance costs 3.44% less
- Dripping Springs: Insurance costs 1.63% less
- Marshall Ford: Insurance costs 3.80% more
- Volente: Insurance costs 0.42% more
- Henly: Insurance costs 3.86% less
Cities with Similar Populations
- Saddlebrooke: Insurance costs 3.74% more
- Lake Alfred: Insurance costs 56.61% more
- Lake Arbor: Insurance costs 38.68% more
- Lake Hopatcong: Insurance costs 5.07% more
- Lake Mohawk: Insurance costs 5.85% more
- Lake Park: Insurance costs 90.89% more
- Abbeville: Insurance costs 0.30% less
- Rossmoor: Insurance costs 28.55% more
- Ruckersville: Insurance costs 27.94% less
- Rye Brook: Insurance costs 64.45% more