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Get Cheap Car Insurance in Thomas Landing, NC
We monitor insurance prices, helping the average driver in Thomas Landing save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Thomas Landing
The chart below shows the cheapest car insurance company in Thomas Landing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Thomas Landing Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $45 |
| Erie Insurance | $46 |
| Farm Bureau | $48 |
| Progressive | $51 |
Savings for Every Kind of Thomas Landing Driver
Based on our extensive insurance data, we know the average Thomas Landing driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $229 per year by choosing the right vehicle insurance company. Some Thomas Landing residents are paying out over $1,191 extra every year for auto insurance in Thomas Landing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Thomas Landing, NC Savings / Yr. |
|---|---|
$229 |
|
$497 |
|
$362 |
|
$924 |
|
$686 |
|
$276 |
|
$415 |
Thomas Landing Car Insurance vs. North Carolina
People living in Thomas Landing pay an average of 4.71% less than the typical driver in the state. The average driver in Thomas Landing can expect to pay about $714 per year, or $1,191 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Thomas Landing for most people.
Car Insurance Prices by Thomas Landing Neighborhood
Insurance Prices
Where is insurance cheapest within Thomas Landing?
The map shows insurance prices in and around Thomas Landing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,191 to a low of $1,191. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northeast parts of Thomas Landing.Pick the Best Car Insurance Company for You in Thomas Landing
The best car insurance provider for most drivers in Thomas Landing
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $229 over the average Thomas Landing car insurance company.
The best car insurance provider for Thomas Landing drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $497 over the competition.
The best car insurance company for Thomas Landing drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $362 better than other car insurance companies.
The best auto insurance for Thomas Landing drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $924 less each year.
The least expensive car insurance company for new and young drivers in Thomas Landing
In Thomas Landing, State Farm costs young drivers $686 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Thomas Landing
Erie Insurance gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average Thomas Landing couple's premiums.
The cheapest car insurance in Thomas Landing for drivers with bad credit
The best Thomas Landing car insurance company for customer service
Nationwide was the best company for customer service in Thomas Landing according to the NAIC.
Recent price drops
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The cheapest large national provider in Thomas Landing
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Thomas Landing driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thomas Landing, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Thomas Landing
What Influences the Cost of Car Insurance in Thomas Landing?
On average, car insurance in Thomas Landing is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Thomas Landing are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Thomas Landing is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Thomas Landing is $59 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Folkstone: Insurance costs the same
- Holly Ridge: Insurance costs 0.67% more
- North Topsail Beach: Insurance costs 1.18% less
- Sneads Ferry: Insurance costs 3.27% less
- Fulcher Landing: Insurance costs 2.52% more
- Surf City: Insurance costs 0.50% more
- Peru: Insurance costs 6.21% more
- Woodside: Insurance costs 1.51% more
- Camp Lejeune: Insurance costs 9.07% more
- Maple Hill: Insurance costs 5.37% more
Cities with Similar Populations
- Truchas: Insurance costs 33.33% more
- Dakota: Insurance costs 30.73% more
- Datil: Insurance costs 15.53% more
- Davisville: Insurance costs 51.89% more
- Delphi Falls: Insurance costs 75.48% more
- Denmark: Insurance costs 42.49% more
- Devore: Insurance costs 77.33% more
- Tokio: Insurance costs 22.42% more
- Towne Oaks: Insurance costs 17.97% more
- Trinity Center: Insurance costs 49.37% more