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Get Cheap Car Insurance in Thompson, ND
We monitor insurance prices, helping the average driver in Thompson save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Thompson
The chart below shows the cheapest car insurance company in Thompson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Thompson Insurer | Monthly Cost |
|---|---|
| State Farm | $31 |
| Midvale Home & Auto | $31 |
| American Family Insurance | $32 |
| Auto-Owners Insurance | $36 |
Savings for Every Kind of Thompson Driver
Based on our extensive insurance data, we know the average Thompson driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $376 per year by choosing the right vehicle insurance company. Some Thompson residents are paying out over $1,356 extra every year for auto insurance in Thompson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Thompson, ND Savings / Yr. |
|---|---|
$376 |
|
$494 |
|
$347 |
|
$449 |
|
$1,074 |
|
$345 |
|
$423 |
Thompson Car Insurance vs. North Dakota
People living in Thompson pay an average of 4.73% less than the typical driver in the state. The average driver in Thompson can expect to pay about $470 per year, or $1,356 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Thompson for most people.
Car Insurance Prices by Thompson Neighborhood
Insurance Prices
Where is insurance cheapest within Thompson?
The map shows insurance prices in and around Thompson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $90 per year within the city boundaries, with insurance premiums ranging from a high of $1,418 to a low of $1,328. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Thompson.Pick the Best Car Insurance Company for You in Thompson
The best car insurance provider for most drivers in Thompson
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $376 over the average Thompson car insurance company.
The best car insurance provider for Thompson drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $494 over the competition.
The best car insurance company for Thompson drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $347 better than other car insurance companies.
The best auto insurance for Thompson drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $449 less each year.
The least expensive car insurance company for new and young drivers in Thompson
In Thompson, State Farm costs young drivers $1,074 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Thompson
State Farm gave the largest car insurance discounts to married couples, averaging $345 saved each year compared to an average Thompson couple's premiums.
The cheapest car insurance in Thompson for drivers with bad credit
The best Thompson car insurance company for customer service
Recent price drops
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The cheapest large national provider in Thompson
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Thompson driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thompson, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Thompson
What Influences the Cost of Car Insurance in Thompson?
On average, car insurance in Thompson is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Thompson is 24 minutes, which is a little less than average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Thompson are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Thompson is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Thompson is $39 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grand Forks Air Force Base: Insurance costs 0.81% less
- Reynolds: Insurance costs 1.03% less
- Grand Forks: Insurance costs 0.59% less
- East Grand Forks: Insurance costs 15.49% more
- Buxton: Insurance costs 0.81% less
- Emerado: Insurance costs 0.52% less
- Fisher: Insurance costs 13.72% more
- Climax: Insurance costs 15.71% more
- Grand Forks Afb: Insurance costs 4.35% more
- Eldred: Insurance costs 13.57% more
Cities with Similar Populations
- Collings Lakes: Insurance costs 35.55% more
- Sturgeon Lake: Insurance costs 22.71% more
- Dale: Insurance costs 21.76% less
- Croom: Insurance costs 44.54% more
- West Kinderhook: Insurance costs 103.32% more
- Conway: Insurance costs 7.60% less
- Constable: Insurance costs 52.43% more
- Upper Nyack: Insurance costs 90.78% more
- Colquitt: Insurance costs 108.04% more
- Colchester: Insurance costs 5.01% more