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Get Cheap Car Insurance in Thornwell, LA
We monitor insurance prices, helping the average driver in Thornwell save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Thornwell
The chart below shows the cheapest car insurance company in Thornwell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Thornwell Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $103 |
| State Farm | $121 |
| Safeco Insurance | $122 |
| Clearcover | $135 |
Savings for Every Kind of Thornwell Driver
Based on our extensive insurance data, we know the average Thornwell driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $787 per year by choosing the right vehicle insurance company. Some Thornwell residents are paying out over $2,829 extra every year for auto insurance in Thornwell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Thornwell, LA Savings / Yr. |
|---|---|
$787 |
|
$1,380 |
|
$982 |
|
$1,482 |
|
$2,350 |
|
$730 |
|
$1,254 |
Thornwell Car Insurance vs. Louisiana
People living in Thornwell pay an average of 6.11% less than the typical driver in the state. The average driver in Thornwell can expect to pay about $1,790 per year, or $2,829 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Thornwell for most people.
Car Insurance Prices by Thornwell Neighborhood
Insurance Prices
Where is insurance cheapest within Thornwell?
The map shows insurance prices in and around Thornwell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $136 per year within the city boundaries, with insurance premiums ranging from a high of $2,918 to a low of $2,782. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Thornwell.Pick the Best Car Insurance Company for You in Thornwell
The best car insurance provider for most drivers in Thornwell
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $787 over the average Thornwell car insurance company.
The best car insurance provider for Thornwell drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,380 over the competition.
The best car insurance company for Thornwell drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $982 better than other car insurance companies.
The best auto insurance for Thornwell drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,482 less each year.
The least expensive car insurance company for new and young drivers in Thornwell
In Thornwell, Farm Bureau costs young drivers $2,350 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Thornwell
Farm Bureau gave the largest car insurance discounts to married couples, averaging $730 saved each year compared to an average Thornwell couple's premiums.
The cheapest car insurance in Thornwell for drivers with bad credit
The best Thornwell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Thornwell
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Thornwell driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thornwell, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Thornwell
What Influences the Cost of Car Insurance in Thornwell?
On average, car insurance in Thornwell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Thornwell is 30 minutes, which is a little less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Thornwell are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Thornwell is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Thornwell is $149 per month for minimum coverage and $236 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Arthur: Insurance costs 3.32% more
- Hayes: Insurance costs 2.65% more
- Bell City: Insurance costs 2.55% more
- Mermentau: Insurance costs 1.77% more
- Riceville: Insurance costs 6.89% more
- Gueydan: Insurance costs 6.43% more
- Morse: Insurance costs 5.51% more
- Holmwood: Insurance costs 2.86% more
- Estherwood: Insurance costs 4.17% more
- Sweet Lake: Insurance costs 0.92% less
Cities with Similar Populations
- Waucoma: Insurance costs 56.95% less
- Copalis Beach: Insurance costs 53.38% less
- Copeland: Insurance costs 44.86% less
- Copeland Bridge: Insurance costs 47.37% less
- Ward: Insurance costs 45.21% less
- Washington: Insurance costs 51.01% less
- Washta: Insurance costs 56.70% less
- Watha: Insurance costs 54.83% less
- Watson: Insurance costs 37.86% less
- Wattsville: Insurance costs 44.61% less