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Get Cheap Car Insurance in Tillman County, OK

We monitor insurance prices, helping the average driver in Tillman County save up to 29.6% on car insurance.

 

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The Cheapest Minimum Coverage in Tillman County

The chart below shows the cheapest car insurance company in Tillman County for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.

 
Tillman County Insurer Monthly Cost
State Farm $49
Safeco Insurance $56
Travelers $61
Farm Bureau $62

Savings for Every Kind of Tillman County Driver

The table shows how much the average auto insurance customer in Tillman County might save by following our recommendations.

Based on our extensive insurance data, we know the average Tillman County driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Tillman County residents are paying out over $1,693 extra every year for auto insurance in Tillman County. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Tillman County, OK Savings / Yr.
Drivers with good records
$354
Drivers with accidents
$770
Drivers with speeding tickets
$608
Drivers with a DUI conviction
$508
Young drivers
$1,523
Married drivers
$354
Drivers with bad credit
$572

Tillman County Car Insurance vs. Oklahoma

People living in Tillman County pay an average of 2.91% less than the typical driver in the state. The average driver in Tillman County can expect to pay about $826 per year, or $1,693 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Tillman County for most people.

Car Insurance Prices by Tillman County Neighborhood

Tillman County, OK map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Tillman County?

The map shows insurance prices in and around Tillman County, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $162 per year within the county boundaries, with insurance premiums ranging from a high of $1,787 to a low of $1,625. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Tillman County.

Pick the Best Car Insurance Company for You in Tillman County

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Tillman County insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Tillman County

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $354 over the average Tillman County car insurance company.

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We use the average good driver, paying $112 per month, as our baseline for pricing in Tillman County. State Farm, Travelers, and Clearcover are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Tillman County drivers with accidents on their records

In Tillman County getting into an accident will raise premiums an average 38% for a yearly cost of $2,714. That's $1,020 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $770 over the competition.

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The best car insurance company for Tillman County drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $608 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Tillman County, tickets raise premiums on new quotes about $712. If you have a speeding ticket, we recommend State Farm, Travelers, and Clearcover for savings that beat the average insurance cost of $2,405 per year.

The best auto insurance for Tillman County drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,509 per year in auto insurance premiums, which was $816 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $508 less each year.

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The least expensive car insurance company for new and young drivers in Tillman County

In Tillman County, State Farm costs young drivers $1,523 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Tillman County. With an average cost of $5,286 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Tillman County

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $140. State Farm, Progressive, and Allstate provided the largest discounts to couples living in Tillman County.

State Farm gave the largest car insurance discounts to married couples, averaging $354 saved each year compared to an average Tillman County couple's premiums.

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The cheapest car insurance in Tillman County for drivers with bad credit

People with poor credit saved an average of $572 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $967 every year. Premiums for people with poor credit were about $2,660 in Tillman County. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Clearcover, Farm Bureau, and Gainsco.

The best Tillman County car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Tillman County, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Tillman County.

Allstate was the best company for customer service in Tillman County according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Tillman County, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Tillman County. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Tillman County

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 25% of Tillman County residents who are renting, and don't plan to be in the county or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Tillman County driver can expect to pay about $115 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tillman County, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Tillman County

What Influences the Cost of Car Insurance in Tillman County?

On average, car insurance in Tillman County is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:

  • The average commute time in Tillman County is 24 minutes, which is far less than average for a driver in the state.
  • Oklahoma state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Tillman County are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Tillman County is one of the most densely populated areas in the state. The county’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Tillman County is $69 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Counties

Counties with Similar Populations

* Who is the average Tillman County driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Tillman County with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.