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Get Cheap Car Insurance in Tipton, OH
We monitor insurance prices, helping the average driver in Tipton save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Tipton
The chart below shows the cheapest car insurance company in Tipton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Tipton Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Safeco Insurance | $44 |
| Travelers | $45 |
| Mile Auto | $47 |
Savings for Every Kind of Tipton Driver
Based on our extensive insurance data, we know the average Tipton driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $275 per year by choosing the right vehicle insurance company. Some Tipton residents are paying out over $1,039 extra every year for auto insurance in Tipton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tipton, OH Savings / Yr. |
|---|---|
$275 |
|
$467 |
|
$395 |
|
$422 |
|
$1,009 |
|
$287 |
|
$402 |
Tipton Car Insurance vs. Ohio
People living in Tipton pay an average of 7.52% less than the typical driver in the state. The average driver in Tipton can expect to pay about $702 per year, or $1,039 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Tipton for most people.
Car Insurance Prices by Tipton Neighborhood
Insurance Prices
Where is insurance cheapest within Tipton?
The map shows insurance prices in and around Tipton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,063 to a low of $1,031. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Tipton.Pick the Best Car Insurance Company for You in Tipton
The best car insurance provider for most drivers in Tipton
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $275 over the average Tipton car insurance company.
The best car insurance provider for Tipton drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $467 over the competition.
The best car insurance company for Tipton drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $395 better than other car insurance companies.
The best auto insurance for Tipton drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in Tipton
In Tipton, Geico costs young drivers $1,009 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tipton
State Farm gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Tipton couple's premiums.
The cheapest car insurance in Tipton for drivers with bad credit
The best Tipton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Tipton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Tipton driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tipton, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Tipton
What Influences the Cost of Car Insurance in Tipton?
On average, car insurance in Tipton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tipton is 26 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tipton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Tipton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Tipton is $58 per month for minimum coverage and $87 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Scott: Insurance costs 1.35% more
- Haviland: Insurance costs 0.19% more
- Payne: Insurance costs 0.96% more
- Worstville: Insurance costs 0.67% more
- Dixon: Insurance costs 1.25% more
- Convoy: Insurance costs 0.10% more
- Latty: Insurance costs 1.92% more
- Townley: Insurance costs 9.82% more
- Paulding: Insurance costs 2.79% more
- Grover Hill: Insurance costs 1.92% more
Cities with Similar Populations
- Dixon: Insurance costs 43.98% more
- Upper Benson: Insurance costs 105.10% more
- Unity: Insurance costs 31.47% more
- Union Hill: Insurance costs 192.49% more
- Dora: Insurance costs 33.11% more
- Dora: Insurance costs 38.11% more
- Donegal Springs: Insurance costs 23.58% more
- Dome: Insurance costs 56.69% more
- Dog Town: Insurance costs 35.13% more
- Dodson: Insurance costs 63.14% more