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Get Cheap Car Insurance in Townsend Harbor, MA
We monitor insurance prices, helping the average driver in Townsend Harbor save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Townsend Harbor
The chart below shows the cheapest car insurance company in Townsend Harbor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Townsend Harbor Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $38 |
| Geico | $41 |
| Midvale Home & Auto | $48 |
| Travelers | $60 |
Savings for Every Kind of Townsend Harbor Driver
Based on our extensive insurance data, we know the average Townsend Harbor driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $517 per year by choosing the right vehicle insurance company. Some Townsend Harbor residents are paying out over $1,513 extra every year for auto insurance in Townsend Harbor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Townsend Harbor, MA Savings / Yr. |
|---|---|
$517 |
|
$769 |
|
$640 |
|
$849 |
|
$1,873 |
|
$0 |
|
$0 |
Townsend Harbor Car Insurance vs. Massachusetts
People living in Townsend Harbor pay an average of 2.60% less than the typical driver in the state. The average driver in Townsend Harbor can expect to pay about $650 per year, or $1,513 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Townsend Harbor for most people.
Car Insurance Prices by Townsend Harbor Neighborhood
Insurance Prices
Where is insurance cheapest within Townsend Harbor?
The map shows insurance prices in and around Townsend Harbor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the city boundaries, with insurance premiums ranging from a high of $1,540 to a low of $1,478. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Townsend Harbor.Pick the Best Car Insurance Company for You in Townsend Harbor
The best car insurance provider for most drivers in Townsend Harbor
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $517 over the average Townsend Harbor car insurance company.
The best car insurance provider for Townsend Harbor drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $769 over the competition.
The best car insurance company for Townsend Harbor drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $640 better than other car insurance companies.
The best auto insurance for Townsend Harbor drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $849 less each year.
The least expensive car insurance company for new and young drivers in Townsend Harbor
In Townsend Harbor, State Farm costs young drivers $1,873 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Townsend Harbor
The cheapest car insurance in Townsend Harbor for drivers with bad credit
The best Townsend Harbor car insurance company for customer service
Nationwide was the best company for customer service in Townsend Harbor according to the NAIC.
Recent price drops
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The cheapest large national provider in Townsend Harbor
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Townsend Harbor driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Townsend Harbor, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Townsend Harbor
What Influences the Cost of Car Insurance in Townsend Harbor?
On average, car insurance in Townsend Harbor is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Townsend Harbor is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Townsend Harbor is $54 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Townsend: Insurance costs 0.07% less
- Shirley Center: Insurance costs 1.26% less
- Pepperell: Insurance costs 0.73% more
- West Townsend: Insurance costs 0.99% less
- Lunenburg: Insurance costs 1.52% more
- Groton: Insurance costs 0.79% less
- Shirley: Insurance costs 4.16% more
- Ayer: Insurance costs 2.84% more
- Brookline: Insurance costs 20.56% less
- Devens: Insurance costs 10.31% more
Cities with Similar Populations
- Solomons: Insurance costs 15.53% more
- Chinook: Insurance costs 9.05% more
- Clarendon: Insurance costs 10.84% less
- Cleveland: Insurance costs 19.23% less
- Clover: Insurance costs 18.31% less
- Collins: Insurance costs 29.08% less
- Coulee Dam: Insurance costs 13.35% less
- Cyril: Insurance costs 12.43% more
- Dunn: Insurance costs 18.97% more
- Snyder: Insurance costs 12.03% more