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Get Cheap Car Insurance in Townsville, VA
We monitor insurance prices, helping the average driver in Townsville save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Townsville
The chart below shows the cheapest car insurance company in Townsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Townsville Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Farm Bureau | $54 |
| Safeco Insurance | $58 |
Savings for Every Kind of Townsville Driver
Based on our extensive insurance data, we know the average Townsville driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $477 per year by choosing the right vehicle insurance company. Some Townsville residents are paying out over $1,266 extra every year for auto insurance in Townsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Townsville, VA Savings / Yr. |
|---|---|
$477 |
|
$815 |
|
$697 |
|
$682 |
|
$1,115 |
|
$255 |
|
$460 |
Townsville Car Insurance vs. Virginia
People living in Townsville pay an average of 4.22% more than the typical driver in the state. The average driver in Townsville can expect to pay about $877 per year, or $1,266 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Townsville for most people.
Car Insurance Prices by Townsville Neighborhood
Insurance Prices
Where is insurance cheapest within Townsville?
The map shows insurance prices in and around Townsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,266 to a low of $1,266. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Townsville.Pick the Best Car Insurance Company for You in Townsville
The best car insurance provider for most drivers in Townsville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $477 over the average Townsville car insurance company.
The best car insurance provider for Townsville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $815 over the competition.
The best car insurance company for Townsville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $697 better than other car insurance companies.
The best auto insurance for Townsville drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in Townsville
In Townsville, Erie Insurance costs young drivers $1,115 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Townsville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Townsville couple's premiums.
The cheapest car insurance in Townsville for drivers with bad credit
The best Townsville car insurance company for customer service
Nationwide was the best company for customer service in Townsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Townsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Townsville driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Townsville, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Townsville
What Influences the Cost of Car Insurance in Townsville?
On average, car insurance in Townsville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Townsville is 39 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Townsville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Townsville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Townsville is $73 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cusco Willa: Insurance costs 3.55% less
- Finchley: Insurance costs 0.16% more
- Townsville: Insurance costs 0.08% more
- Boydton: Insurance costs 1.58% less
- Norvello: Insurance costs 3.24% less
- Clarksville: Insurance costs 3.95% less
- Soul City: Insurance costs 1.03% more
- Phillis: Insurance costs 0.71% less
- Midway: Insurance costs 4.03% less
- Bullock: Insurance costs 0.39% more
Cities with Similar Populations
- Trujillo: Insurance costs 18.96% more
- Cedar: Insurance costs 24.64% more
- Cedar Run: Insurance costs 3.71% more
- Center Square: Insurance costs 8.85% less
- Chambless: Insurance costs 52.45% more
- Champ: Insurance costs 45.02% more
- Charleys Branch: Insurance costs 9.08% more
- Charter Oak: Insurance costs 41.23% more
- Cherry Corner: Insurance costs 8.37% more
- Chicken: Insurance costs 9.87% more