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Get Cheap Car Insurance in Travellers Rest, KY

We monitor insurance prices, helping the average driver in Travellers Rest save up to 29.1% on car insurance.

 

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The Cheapest Minimum Coverage in Travellers Rest

The chart below shows the cheapest car insurance company in Travellers Rest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.

 
Travellers Rest Insurer Monthly Cost
Farm Bureau $68
State Farm $68
Travelers $99
Geico $107

Savings for Every Kind of Travellers Rest Driver

The table shows how much the average auto insurance customer in Travellers Rest might save by following our recommendations.

Based on our extensive insurance data, we know the average Travellers Rest driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $602 per year by choosing the right vehicle insurance company. Some Travellers Rest residents are paying out over $2,384 extra every year for auto insurance in Travellers Rest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Travellers Rest Car Insurance vs. Kentucky

People living in Travellers Rest pay an average of 11.72% more than the typical driver in the state. The average driver in Travellers Rest can expect to pay about $1,228 per year, or $2,384 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Travellers Rest for most people.

Car Insurance Prices by Travellers Rest Neighborhood

Travellers Rest, KY map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Travellers Rest?

The map shows insurance prices in and around Travellers Rest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,384 to a low of $2,384. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Travellers Rest.

Pick the Best Car Insurance Company for You in Travellers Rest

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Travellers Rest insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Travellers Rest

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $602 over the average Travellers Rest car insurance company.

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We use the average good driver, paying $149 per month, as our baseline for pricing in Travellers Rest. State Farm, Farm Bureau, and Westfield are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Travellers Rest drivers with accidents on their records

In Travellers Rest getting into an accident will raise premiums an average 30% for a yearly cost of $3,422. That's $1,038 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $988 over the competition.

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The best car insurance company for Travellers Rest drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $972 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Travellers Rest, tickets raise premiums on new quotes about $682. If you have a speeding ticket, we recommend State Farm, Geico, and Farm Bureau for savings that beat the average insurance cost of $3,066 per year.

The best auto insurance for Travellers Rest drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,863 per year in auto insurance premiums, which was $1,479 more than a driver with no major issues. State Farm, Progressive, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $983 less each year.

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The least expensive car insurance company for new and young drivers in Travellers Rest

In Travellers Rest, State Farm costs young drivers $1,946 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Travellers Rest. With an average cost of $7,239 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farm Bureau, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Travellers Rest

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $144. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Travellers Rest.

State Farm gave the largest car insurance discounts to married couples, averaging $651 saved each year compared to an average Travellers Rest couple's premiums.

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The cheapest car insurance in Travellers Rest for drivers with bad credit

People with poor credit saved an average of $1,044 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,855 every year. Premiums for people with poor credit were about $4,239 in Travellers Rest. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Safe Auto.

The best Travellers Rest car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Travellers Rest, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Travellers Rest.

Nationwide was the best company for customer service in Travellers Rest according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Travellers Rest, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Travellers Rest. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Travellers Rest

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 30% of Travellers Rest residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Travellers Rest driver can expect to pay about $144 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Travellers Rest, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.
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Auto Insurance Prices in and Around Travellers Rest

What Influences the Cost of Car Insurance in Travellers Rest?

On average, car insurance in Travellers Rest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Travellers Rest is 40 minutes, which is a little more than average for a driver in the state.
  • Kentucky state insurance regulations may require higher prices.
  • An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Travellers Rest are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Travellers Rest is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Travellers Rest is $102 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Travellers Rest driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Travellers Rest with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.