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Get Cheap Car Insurance in Troutdale, OR
We monitor insurance prices, helping the average driver in Troutdale save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Troutdale
The chart below shows the cheapest car insurance company in Troutdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Troutdale Insurer | Monthly Cost |
|---|---|
| Metromile | $72 |
| State Farm | $73 |
| Country Financial | $81 |
| Travelers | $84 |
Savings for Every Kind of Troutdale Driver
Based on our extensive insurance data, we know the average Troutdale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $537 per year by choosing the right vehicle insurance company. Some Troutdale residents are paying out over $1,691 extra every year for auto insurance in Troutdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Troutdale, OR Savings / Yr. |
|---|---|
$537 |
|
$799 |
|
$651 |
|
$732 |
|
$1,943 |
|
$525 |
|
$626 |
Troutdale Car Insurance vs. Oregon
People living in Troutdale pay an average of 12.12% more than the typical driver in the state. The average driver in Troutdale can expect to pay about $1,305 per year, or $1,691 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Troutdale for most people.
Car Insurance Prices by Troutdale Neighborhood
Insurance Prices
Where is insurance cheapest within Troutdale?
The map shows insurance prices in and around Troutdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $302 per year within the city boundaries, with insurance premiums ranging from a high of $1,844 to a low of $1,542. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Troutdale.Pick the Best Car Insurance Company for You in Troutdale
The best car insurance provider for most drivers in Troutdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $537 over the average Troutdale car insurance company.
The best car insurance provider for Troutdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $799 over the competition.
The best car insurance company for Troutdale drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $651 better than other car insurance companies.
The best auto insurance for Troutdale drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $732 less each year.
The least expensive car insurance company for new and young drivers in Troutdale
In Troutdale, Country Financial costs young drivers $1,943 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Troutdale
State Farm gave the largest car insurance discounts to married couples, averaging $525 saved each year compared to an average Troutdale couple's premiums.
The cheapest car insurance in Troutdale for drivers with bad credit
The best Troutdale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Troutdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Troutdale driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Troutdale, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Troutdale
What Influences the Cost of Car Insurance in Troutdale?
On average, car insurance in Troutdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Troutdale is 36 minutes, which is a little more than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Troutdale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Troutdale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Troutdale is $109 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wood Village: Insurance costs 7.69% more
- Fairview: Insurance costs 0.24% more
- Gresham: Insurance costs 5.20% more
- Washougal: Insurance costs 13.90% less
- Camas: Insurance costs 14.07% less
- Corbett: Insurance costs 5.56% less
- Cottrell: Insurance costs 5.91% less
- Boring: Insurance costs 6.09% less
- Fern Prairie: Insurance costs 12.48% less
- Damascus: Insurance costs 3.61% less
Cities with Similar Populations
- Lafayette: Insurance costs 2.01% more
- Portales: Insurance costs 11.53% less
- Plainville: Insurance costs 16.74% more
- Plain City: Insurance costs 35.01% less
- Pinckney: Insurance costs 70.90% more
- Pickens: Insurance costs 4.26% less
- Laurens: Insurance costs 2.66% less
- Larchmont: Insurance costs 57.30% more
- Laguna Woods: Insurance costs 24.78% more
- Portsmouth: Insurance costs 31.22% more