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Get Cheap Car Insurance in Troy Center, PA
We monitor insurance prices, helping the average driver in Troy Center save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Troy Center
The chart below shows the cheapest car insurance company in Troy Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Troy Center Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Troy Center Driver
Based on our extensive insurance data, we know the average Troy Center driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some Troy Center residents are paying out over $1,393 extra every year for auto insurance in Troy Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Troy Center, PA Savings / Yr. |
|---|---|
$391 |
|
$691 |
|
$528 |
|
$630 |
|
$1,613 |
|
$279 |
|
$499 |
Troy Center Car Insurance vs. Pennsylvania
People living in Troy Center pay an average of 2.35% less than the typical driver in the state. The average driver in Troy Center can expect to pay about $863 per year, or $1,393 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Troy Center for most people.
Car Insurance Prices by Troy Center Neighborhood
Insurance Prices
Where is insurance cheapest within Troy Center?
The map shows insurance prices in and around Troy Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $1,403 to a low of $1,382. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Troy Center.Pick the Best Car Insurance Company for You in Troy Center
The best car insurance provider for most drivers in Troy Center
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $391 over the average Troy Center car insurance company.
The best car insurance provider for Troy Center drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $691 over the competition.
The best car insurance company for Troy Center drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $528 better than other car insurance companies.
The best auto insurance for Troy Center drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $630 less each year.
The least expensive car insurance company for new and young drivers in Troy Center
In Troy Center, Travelers costs young drivers $1,613 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Troy Center
State Farm gave the largest car insurance discounts to married couples, averaging $279 saved each year compared to an average Troy Center couple's premiums.
The cheapest car insurance in Troy Center for drivers with bad credit
The best Troy Center car insurance company for customer service
Nationwide was the best company for customer service in Troy Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Troy Center
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Troy Center driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Troy Center, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Troy Center
What Influences the Cost of Car Insurance in Troy Center?
On average, car insurance in Troy Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Troy Center is 34 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Troy Center are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Troy Center is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Troy Center is $72 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clappville: Insurance costs 0.36% less
- Townville: Insurance costs 0.14% more
- Hydetown: Insurance costs 0.43% more
- Gresham: Insurance costs 0.57% more
- New Richmond: Insurance costs 1.44% less
- Guys Mills: Insurance costs 1.44% less
- Centerville: Insurance costs 0.43% more
- Little Cooley: Insurance costs 0.07% more
- Wallaceville: Insurance costs 0.57% less
- Titusville: Insurance costs 1.08% less
Cities with Similar Populations
- Amberson: Insurance costs 6.25% less
- Perkins: Insurance costs 97.85% more
- Ovid: Insurance costs 35.61% more
- Page: Insurance costs 2.37% more
- Painter Creek: Insurance costs 23.26% less
- Palisade: Insurance costs 5.81% more
- Palms: Insurance costs 105.31% more
- Parker Ford: Insurance costs 1.01% more
- Parkman: Insurance costs 10.48% more
- Pearls Corner: Insurance costs 15.51% less