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Get Cheap Car Insurance in Tsegi, AZ

We monitor insurance prices, helping the average driver in Tsegi save up to 38.6% on car insurance.

 

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The Cheapest Minimum Coverage in Tsegi

The chart below shows the cheapest car insurance company in Tsegi for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.

 
Tsegi Insurer Monthly Cost
Metromile $60
State Farm $61
Mile Auto $77
MetLife $77

Savings for Every Kind of Tsegi Driver

The table shows how much the average auto insurance customer in Tsegi might save by following our recommendations.

Based on our extensive insurance data, we know the average Tsegi driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $685 per year by choosing the right vehicle insurance company. Some Tsegi residents are paying out over $1,773 extra every year for auto insurance in Tsegi. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Tsegi, AZ Savings / Yr.
Drivers with good records
$685
Drivers with accidents
$609
Drivers with speeding tickets
$370
Drivers with a DUI conviction
$622
Young drivers
$1,975
Married drivers
$349
Drivers with bad credit
$979

Tsegi Car Insurance vs. Arizona

People living in Tsegi pay an average of 2.28% less than the typical driver in the state. The average driver in Tsegi can expect to pay about $934 per year, or $1,773 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Tsegi for most people.

Car Insurance Prices by Tsegi Neighborhood

Tsegi, AZ map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Tsegi?

The map shows insurance prices in and around Tsegi, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the city boundaries, with insurance premiums ranging from a high of $1,793 to a low of $1,735. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Tsegi.

Pick the Best Car Insurance Company for You in Tsegi

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Tsegi insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Tsegi

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $685 over the average Tsegi car insurance company.

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We use the average good driver, paying $91 per month, as our baseline for pricing in Tsegi. State Farm, Safeco Insurance, and Metromile are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Tsegi drivers with accidents on their records

In Tsegi getting into an accident will raise premiums an average 28% for a yearly cost of $2,477. That's $705 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Nationwide are good choices for drivers with accidents.

In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $609 over the competition.

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The best car insurance company for Tsegi drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $370 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Tsegi, tickets raise premiums on new quotes about $357. If you have a speeding ticket, we recommend State Farm, Geico, and Nationwide for savings that beat the average insurance cost of $2,129 per year.

The best auto insurance for Tsegi drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,731 per year in auto insurance premiums, which was $959 more than a driver with no major issues. State Farm, Progressive, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $622 less each year.

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The least expensive car insurance company for new and young drivers in Tsegi

In Tsegi, Geico costs young drivers $1,975 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Tsegi. With an average cost of $5,862 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and AAA try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Tsegi

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $183. State Farm, Geico, and Progressive provided the largest discounts to couples living in Tsegi.

State Farm gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average Tsegi couple's premiums.

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The cheapest car insurance in Tsegi for drivers with bad credit

People with poor credit saved an average of $979 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,607 every year. Premiums for people with poor credit were about $3,380 in Tsegi. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Nationwide.

The best Tsegi car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Tsegi, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Tsegi.

Nationwide was the best company for customer service in Tsegi according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Tsegi, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Tsegi. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Tsegi

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 17% of Tsegi residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Tsegi driver can expect to pay about $130 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tsegi, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Tsegi

What Influences the Cost of Car Insurance in Tsegi?

On average, car insurance in Tsegi is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Tsegi is 50 minutes, which is far more than average for a driver in the state.
  • Arizona state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Tsegi are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Tsegi is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Tsegi is $78 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Tsegi driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Tsegi with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.