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Get Cheap Car Insurance in Ulster Heights, NY
We monitor insurance prices, helping the average driver in Ulster Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ulster Heights
The chart below shows the cheapest car insurance company in Ulster Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ulster Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $86 |
| Plymouth Rock Assurance | $115 |
| Safeco Insurance | $124 |
| Geico | $129 |
Savings for Every Kind of Ulster Heights Driver
Based on our extensive insurance data, we know the average Ulster Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $699 per year by choosing the right vehicle insurance company. Some Ulster Heights residents are paying out over $2,346 extra every year for auto insurance in Ulster Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ulster Heights, NY Savings / Yr. |
|---|---|
$699 |
|
$446 |
|
$891 |
|
$902 |
|
$2,209 |
|
$739 |
|
$1,177 |
Ulster Heights Car Insurance vs. New York
People living in Ulster Heights pay an average of 3.26% less than the typical driver in the state. The average driver in Ulster Heights can expect to pay about $1,702 per year, or $2,346 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ulster Heights for most people.
Car Insurance Prices by Ulster Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Ulster Heights?
The map shows insurance prices in and around Ulster Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $2,404 to a low of $2,324. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Ulster Heights.Pick the Best Car Insurance Company for You in Ulster Heights
The best car insurance provider for most drivers in Ulster Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $699 over the average Ulster Heights car insurance company.
The best car insurance provider for Ulster Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $446 over the competition.
The best car insurance company for Ulster Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $891 better than other car insurance companies.
The best auto insurance for Ulster Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $902 less each year.
The least expensive car insurance company for new and young drivers in Ulster Heights
In Ulster Heights, Progressive costs young drivers $2,209 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ulster Heights
Progressive gave the largest car insurance discounts to married couples, averaging $739 saved each year compared to an average Ulster Heights couple's premiums.
The cheapest car insurance in Ulster Heights for drivers with bad credit
The best Ulster Heights car insurance company for customer service
Nationwide was the best company for customer service in Ulster Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Ulster Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ulster Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ulster Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ulster Heights
What Influences the Cost of Car Insurance in Ulster Heights?
On average, car insurance in Ulster Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ulster Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Ulster Heights is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ulster Heights is $142 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Greenfield Park: Insurance costs 0.72% more
- Yagerville: Insurance costs 0.94% less
- Napanoch: Insurance costs 0.64% less
- Ellenville: Insurance costs 1.41% more
- Grahamsville: Insurance costs 1.62% more
- Woodbourne: Insurance costs 0.81% more
- Mountain Dale: Insurance costs 0.77% more
- Woodridge: Insurance costs 2.77% more
- Wawarsing: Insurance costs 1.02% more
- Spring Glen: Insurance costs 0.17% more
Cities with Similar Populations
- Pritchetts: Insurance costs 30.26% less
- Odin: Insurance costs 34.91% less
- Ofahoma: Insurance costs 27.83% less
- Ogden Center: Insurance costs 18.07% more
- Okreek: Insurance costs 24.13% less
- Old Bennington: Insurance costs 51.15% less
- Old Colton: Insurance costs 33.03% less
- Old Town: Insurance costs 42.46% less
- Palmyra: Insurance costs 47.49% less
- Pampa: Insurance costs 50.34% less