Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ulster Landing, NY
We monitor insurance prices, helping the average driver in Ulster Landing save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ulster Landing
The chart below shows the cheapest car insurance company in Ulster Landing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ulster Landing Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| Plymouth Rock Assurance | $113 |
| Safeco Insurance | $121 |
| Geico | $126 |
Savings for Every Kind of Ulster Landing Driver
Based on our extensive insurance data, we know the average Ulster Landing driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $686 per year by choosing the right vehicle insurance company. Some Ulster Landing residents are paying out over $2,300 extra every year for auto insurance in Ulster Landing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ulster Landing, NY Savings / Yr. |
|---|---|
$686 |
|
$437 |
|
$874 |
|
$884 |
|
$2,166 |
|
$725 |
|
$1,154 |
Ulster Landing Car Insurance vs. New York
People living in Ulster Landing pay an average of 5.14% less than the typical driver in the state. The average driver in Ulster Landing can expect to pay about $1,669 per year, or $2,300 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ulster Landing for most people.
Car Insurance Prices by Ulster Landing Neighborhood
Insurance Prices
Where is insurance cheapest within Ulster Landing?
The map shows insurance prices in and around Ulster Landing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $2,326 to a low of $2,298. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Ulster Landing.Pick the Best Car Insurance Company for You in Ulster Landing
The best car insurance provider for most drivers in Ulster Landing
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $686 over the average Ulster Landing car insurance company.
The best car insurance provider for Ulster Landing drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $437 over the competition.
The best car insurance company for Ulster Landing drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $874 better than other car insurance companies.
The best auto insurance for Ulster Landing drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $884 less each year.
The least expensive car insurance company for new and young drivers in Ulster Landing
In Ulster Landing, Progressive costs young drivers $2,166 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ulster Landing
Progressive gave the largest car insurance discounts to married couples, averaging $725 saved each year compared to an average Ulster Landing couple's premiums.
The cheapest car insurance in Ulster Landing for drivers with bad credit
The best Ulster Landing car insurance company for customer service
Nationwide was the best company for customer service in Ulster Landing according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Ulster Landing, which was better than other insurers.
The cheapest large national provider in Ulster Landing
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ulster Landing driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ulster Landing, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ulster Landing
What Influences the Cost of Car Insurance in Ulster Landing?
On average, car insurance in Ulster Landing is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ulster Landing is 21 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ulster Landing are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Ulster Landing is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ulster Landing is $139 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Barrytown: Insurance costs 1.65% less
- Annandale On Hudson: Insurance costs 3.57% less
- Lake Katrine: Insurance costs 2.26% less
- Mount Marion: Insurance costs 1.39% more
- Red Hook: Insurance costs 0.87% more
- Saugerties: Insurance costs 2.74% less
- Tivoli: Insurance costs 1.70% less
- Sawkill: Insurance costs 4.87% more
- Rhinebeck: Insurance costs 2.04% more
- Kingston: Insurance costs 3.74% more
Cities with Similar Populations
- Rardin: Insurance costs 37.22% less
- Redland: Insurance costs 22.61% more
- Red Star: Insurance costs 28.39% less
- Red Fork: Insurance costs 25.35% less
- Red Ash: Insurance costs 39.13% less
- Rector: Insurance costs 22.30% less
- Readland: Insurance costs 25.22% less
- Ravinamy: Insurance costs 52.00% less
- Rattan: Insurance costs 26.78% less
- Rash: Insurance costs 33.57% less