Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Union City, PA
We monitor insurance prices, helping the average driver in Union City save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Union City
The chart below shows the cheapest car insurance company in Union City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Union City Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Union City Driver
Based on our extensive insurance data, we know the average Union City driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some Union City residents are paying out over $1,395 extra every year for auto insurance in Union City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Union City, PA Savings / Yr. |
|---|---|
$391 |
|
$693 |
|
$529 |
|
$631 |
|
$1,616 |
|
$280 |
|
$500 |
Union City Car Insurance vs. Pennsylvania
People living in Union City pay an average of 2.17% less than the typical driver in the state. The average driver in Union City can expect to pay about $865 per year, or $1,395 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Union City for most people.
Car Insurance Prices by Union City Neighborhood
Insurance Prices
Where is insurance cheapest within Union City?
The map shows insurance prices in and around Union City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $1,445 to a low of $1,327. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Union City.Pick the Best Car Insurance Company for You in Union City
The best car insurance provider for most drivers in Union City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $391 over the average Union City car insurance company.
The best car insurance provider for Union City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $693 over the competition.
The best car insurance company for Union City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $529 better than other car insurance companies.
The best auto insurance for Union City drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $631 less each year.
The least expensive car insurance company for new and young drivers in Union City
In Union City, Travelers costs young drivers $1,616 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Union City
State Farm gave the largest car insurance discounts to married couples, averaging $280 saved each year compared to an average Union City couple's premiums.
The cheapest car insurance in Union City for drivers with bad credit
The best Union City car insurance company for customer service
Nationwide was the best company for customer service in Union City according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Union City, which was better than other insurers.
The cheapest large national provider in Union City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Union City driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Union City, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Union City
What Influences the Cost of Car Insurance in Union City?
On average, car insurance in Union City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Union City is 31 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Union City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Union City is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Union City is $72 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Ireland: Insurance costs 1.08% less
- Elgin: Insurance costs 2.22% less
- Tillotson: Insurance costs 0.07% more
- Canadohta Lake: Insurance costs 1.65% more
- Mill Village: Insurance costs 1.36% less
- Le Boeuf Gardens: Insurance costs 1.86% less
- Lovell: Insurance costs 2.65% less
- Lincolnville: Insurance costs 1.22% more
- Waterford: Insurance costs 2.72% less
- Wattsburg: Insurance costs 1.94% less
Cities with Similar Populations
- Sabattus: Insurance costs 30.82% less
- Sanborn: Insurance costs 67.46% more
- San Martin: Insurance costs 40.57% more
- San Diego: Insurance costs 30.54% more
- Salton City: Insurance costs 34.77% more
- Salmon: Insurance costs 20.14% less
- Salem: Insurance costs 18.28% less
- Salem: Insurance costs 15.34% more
- Sagle: Insurance costs 17.49% less
- Sand Lake: Insurance costs 101.51% more