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Get Cheap Car Insurance in Union Gap, WA
We monitor insurance prices, helping the average driver in Union Gap save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Union Gap
The chart below shows the cheapest car insurance company in Union Gap for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Union Gap Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| State Farm | $54 |
| Progressive | $59 |
| Geico | $64 |
Savings for Every Kind of Union Gap Driver
Based on our extensive insurance data, we know the average Union Gap driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $410 per year by choosing the right vehicle insurance company. Some Union Gap residents are paying out over $1,402 extra every year for auto insurance in Union Gap. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Union Gap, WA Savings / Yr. |
|---|---|
$410 |
|
$725 |
|
$522 |
|
$395 |
|
$1,500 |
|
$284 |
|
$486 |
Union Gap Car Insurance vs. Washington
People living in Union Gap pay an average of 0.17% less than the typical driver in the state. The average driver in Union Gap can expect to pay about $843 per year, or $1,402 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Union Gap for most people.
Car Insurance Prices by Union Gap Neighborhood
Insurance Prices
Where is insurance cheapest within Union Gap?
The map shows insurance prices in and around Union Gap, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $221 per year within the city boundaries, with insurance premiums ranging from a high of $1,488 to a low of $1,267. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Union Gap.Pick the Best Car Insurance Company for You in Union Gap
The best car insurance provider for most drivers in Union Gap
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $410 over the average Union Gap car insurance company.
The best car insurance provider for Union Gap drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $725 over the competition.
The best car insurance company for Union Gap drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $522 better than other car insurance companies.
The best auto insurance for Union Gap drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $395 less each year.
The least expensive car insurance company for new and young drivers in Union Gap
In Union Gap, State Farm costs young drivers $1,500 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Union Gap
State Farm gave the largest car insurance discounts to married couples, averaging $284 saved each year compared to an average Union Gap couple's premiums.
The cheapest car insurance in Union Gap for drivers with bad credit
The best Union Gap car insurance company for customer service
Recent price drops
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The cheapest large national provider in Union Gap
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Union Gap driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Union Gap, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Union Gap
What Influences the Cost of Car Insurance in Union Gap?
On average, car insurance in Union Gap is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Union Gap is 22 minutes, which is far less than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Union Gap are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Union Gap is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Union Gap is $70 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Terrace Heights: Insurance costs 5.78% less
- Yakima: Insurance costs 0.29% more
- Parker: Insurance costs 4.78% less
- Moxee: Insurance costs 7.77% less
- Wapato: Insurance costs 0.07% more
- Selah: Insurance costs 6.42% less
- Gleed: Insurance costs 9.20% less
- Sawyer: Insurance costs 7.13% less
- Harrah: Insurance costs 6.49% less
- Buena: Insurance costs 5.06% less
Cities with Similar Populations
- Hortonville: Insurance costs 24.25% less
- Hawley: Insurance costs 0.71% more
- Hayden: Insurance costs 9.70% more
- Hearne: Insurance costs 18.12% more
- Hidden Valley Lake: Insurance costs 37.38% more
- Hillsboro: Insurance costs 14.12% less
- Hillsville: Insurance costs 15.05% less
- Hobart: Insurance costs 7.70% more
- Hodgenville: Insurance costs 49.50% more
- Hogansville: Insurance costs 25.61% more